The WISE.com site says that the CIBC AC conversion card allows "one free ATM withdrawal per month outside Canada". If true, it means it is good for charging amounts but not for ATM withdrawals which was your original question.
For our July British Isles cruise; Cruise Health FAQs - Sailings from the United Kingdom
"For voyages departing on or after 7 May, boosters are required for guests 18 years and older whose final dose of an approved/authorized COVID-19 vaccine is older than 9 months (270 days) from the date of disembarkation".
How you can have a full published brochure fare which "may not have resulted in actual sales" never ceases to amaze me but we all learn to live with it and ignore it.
No matter when you go, if you comment on the weather, the natives will greet you with "Oh, you should have been here last week ......" You can't win with weather in the UK but your oods are better in July.