Chase Sapphire insures trip expense, no medical expense, up to $10,000 per person, but would reimburse a trip cancelation or interruption for medical reasons. . All travel payments should go on only that card. We had a medical emergency and evacuation. Four insurers were involved. Three paid immediately with minimal documentation. Chase required several pages of documentation, kept asking for more and took two months to pay. It is an option, but be prepared to dot your i's and cross your t's. Chase, however, did quickly provide a bilingual medical doctor to consult by phone with the local physicians, who spoke very limited English, and advise us on the best course of action, which was invaluable.