Messunderstood Posted September 25, 2011 #1 Share Posted September 25, 2011 We are exactly three weeks out from our cruise today and I have decided that insurance would be a smart idea after all. Yeah, I know I should have done this sooner but I've never been the sort to buy the insurance package when i book our cruises. Im sure there's a lecture involved in there but i am trying to be a bit more proactive now!! So, my question to the seasoned travelers on CC is; Is it too late to even buy insurance and if not, should I just try to get the RCI package or try another site?? Thanks in advance for any assistance! Link to comment Share on other sites More sharing options...
Janet524 Posted September 25, 2011 #2 Share Posted September 25, 2011 Check out insuremytrip.com. This site allows you to compare the coverages and rates from several different insurers. Link to comment Share on other sites More sharing options...
oneputt18 Posted September 25, 2011 #3 Share Posted September 25, 2011 Here a link that lists all different insurers. We use travel guard. http://www.insuremytrip.com/index.html?linkId=30048 Link to comment Share on other sites More sharing options...
navychica Posted September 25, 2011 #4 Share Posted September 25, 2011 I'm using the one through USAA; for any military members, it has a revoked leave clause, so I'd get all my money back if my (Navy) ship's schedule changes. Link to comment Share on other sites More sharing options...
shopper77 Posted September 25, 2011 #5 Share Posted September 25, 2011 We have use Travel Guard, and never had any problems with them. 800-826-4919 Link to comment Share on other sites More sharing options...
xxoocruiser Posted September 25, 2011 #6 Share Posted September 25, 2011 We are exactly three weeks out from our cruise today and I have decided that insurance would be a smart idea after all. Yeah, I know I should have done this sooner but I've never been the sort to buy the insurance package when i book our cruises. Im sure there's a lecture involved in there but i am trying to be a bit more proactive now!! So, my question to the seasoned travelers on CC is; Is it too late to even buy insurance and if not, should I just try to get the RCI package or try another site?? Thanks in advance for any assistance! You can purchase insurance. However it's too late to purchase a policy to that would cover any pre-existing medical conditions. To have gotten this waiver you would have had to purchase the insurance within a specified period of time from the initial booking date. Generally to have pre-existing conditions waive the policy would have had to be purchased within 10 days from the initial booking. At this point it would cover cancelation and some medical provided it's not related to a pre-existing condition. Sites to check are www.insuremytrip.com www.squaremouth.com Link to comment Share on other sites More sharing options...
dioxide45 Posted September 26, 2011 #7 Share Posted September 26, 2011 You can purchase insurance. However it's too late to purchase a policy to that would cover any pre-existing medical conditions. To have gotten this waiver you would have had to purchase the insurance within a specified period of time from the initial booking date. Generally to have pre-existing conditions waive the policy would have had to be purchased within 10 days from the initial booking. At this point it would cover cancelation and some medical provided it's not related to a pre-existing condition. Sites to check are www.insuremytrip.com www.squaremouth.com I would imagine that any cancellation by someone buying a policy within three weeks of a trip would be reason for heavy scrutiny by the insurance company. I would be buying a policy at this point for medical, trip delay, missed connection only and not concerned about any cancellation benefit. Link to comment Share on other sites More sharing options...
Virtopia Posted September 26, 2011 #8 Share Posted September 26, 2011 I get my travel insurance through my banking institution; I figure since I use their credit card to pay for the trip, it makes the most sense. Link to comment Share on other sites More sharing options...
jmf123 Posted September 26, 2011 #9 Share Posted September 26, 2011 We have use Travel Guard, and never had any problems with them. 800-826-4919 I'd also recommend contacting TravelGuard, over 15 years experience with them...excellent in every way including claims! Check out their Gold Policy at travelguard.com or the ph# above. :) Link to comment Share on other sites More sharing options...
honeymooner77 Posted December 3, 2011 #10 Share Posted December 3, 2011 I have been very happy with www.tripinsurancestore.com. Can compare multiple policies and get answers to your questions. I have bought several policies there. Link to comment Share on other sites More sharing options...
Rare Gail & Marty sailing away Posted December 25, 2011 #11 Share Posted December 25, 2011 We buy it from our TA.. Link to comment Share on other sites More sharing options...
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