Travel Insurance questions...

[theneals4]

I was wondering if anybody could tell if there is a good travel insurance out there besides what Carnival has? And if you already purchased the travel insurance through them, can you remove it ?? Thanks !

[serene56]

use

http://www.insuremytrip.com to look at policies

[cajuinbell]

We used travel Guard. They were cheap for a young couple. I think i paid $150 for my husband and I.

[pe4all]

We also use Travelguard (Gold Assist plan) Had to collect on it once - no major hassles. Cost us $306- for 4 (what they considered) adults.

[Soonerbaby]

Are you USAA members? If so, you can get insurance thru them. Really inexpensive.

[Andie272]

I looked at the insure my trip site, there are so many different policies, what do I actually need? What are the differences between them all.

[sparks1093]

TravelGuard Gold through insuremytrip.com, $113. I believe that before final payment you may remove the cruiseline's insurance (but you may be foregoing pre-existing condition coverage by doing so).

[oldcowhand]

We always use carnival's insurance......we have had 2 claims over the yrs & they have always paid with no hassles. I find it cost no more then other companies.

[BigDfromTN]

I too use Insuremytrip.com, and buy the CSA Luxe plan.

 

Reason for this is it gives you pre-existing condition cover as long as you purchase by final payment date. (Not booking date)

 

OP, Look for a good limit on Medical and medical evacuation. CCL's cover is a bit lower than most on this.

CCL's policy does have some good points in the cancel for any reason clause that you get a percentage back as credit for a future cruise if you cancel for an otherwise NON covered item. (unsure of weather, changed mind.. etc etc.)

[DancerOT]

We called the phone number associated with the number and spoke to someone to guide us. Good thing we did as not all of the plans would have worked AND we had to book our own separately as we live in two different states. That never even entered my brain.