xteacher Posted February 28, 2017 #1 Share Posted February 28, 2017 I am just writing about my experience with my RC credit card. I made a purchase in St Martin and was charged a foreign transaction fee of 3 % of my credit card bill. I checked with my other credit card from Princess and their charge is 0%. So before you leave check with your bank if there is a charge out of the country. From now on I will use my other card and I may cancel my RC card . Link to comment Share on other sites More sharing options...
Colorado Babe Posted February 28, 2017 #2 Share Posted February 28, 2017 I was under the impression they didn't charge foreign transaction fees. Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
Clarea Posted February 28, 2017 #3 Share Posted February 28, 2017 I was under the impression they didn't charge foreign transaction fees. It looks like some B of A cards don't have foreign transaction fees: https://www.bankofamerica.com/credit-cards/no-foreign-transaction-fee-credit-cards/ Link to comment Share on other sites More sharing options...
sr4mjc Posted February 28, 2017 #4 Share Posted February 28, 2017 The Celebrity card doesn't have a foreign transaction fee, but Royal's does. Both would earn you double points for cruise expenses, although we've moved on from those cards. Link to comment Share on other sites More sharing options...
xteacher Posted February 28, 2017 Author #5 Share Posted February 28, 2017 Yes I think I need to move on too after this just cost me $111. fee. It was nice to get OBC with your points. Can you use celebrity card point for royal on board credit/ Link to comment Share on other sites More sharing options...
Clarea Posted February 28, 2017 #6 Share Posted February 28, 2017 Yes I think I need to move on too after this just cost me $111. fee. It was nice to get OBC with your points. Can you use celebrity card point for royal on board credit/ Some redemptions can be applied to RC cruises: http://www.celebritycruises.com/media/en_US/pdf/credit_card/celebrity-my-cruise-rewards.pdf Link to comment Share on other sites More sharing options...
xteacher Posted March 1, 2017 Author #7 Share Posted March 1, 2017 Thanks Bob for the information. Link to comment Share on other sites More sharing options...
Clarea Posted March 1, 2017 #8 Share Posted March 1, 2017 Thanks Bob for the information. You're welcome. Link to comment Share on other sites More sharing options...
Lordnlkon Posted March 1, 2017 #9 Share Posted March 1, 2017 The reward amount on the cruise cc's are pretty bad. I would suggest looking at the capital one venture card, it's one of the best cc's for travel. It has no foreign transaction fees. Link to comment Share on other sites More sharing options...
internetwhiz Posted March 1, 2017 #10 Share Posted March 1, 2017 I am just writing about my experience with my RC credit card. I made a purchase in St Martin and was charged a foreign transaction fee of 3 % of my credit card bill. I checked with my other credit card from Princess and their charge is 0%. So before you leave check with your bank if there is a charge out of the country. From now on I will use my other card and I may cancel my RC card . The RC card has always charged foreign transaction and conversion fees. We have a Chase card that doesn't. We use it for international purchases. The RC Visa is a no annual fee card. We have kept ours and now just charge cruises mostly. We use other cards now for better return on our spending. However, we had enough points and are sailing free on our RC Visa points next week on Liberty. It paid for an oceanview. We spent $176 and moved to a balcony. Link to comment Share on other sites More sharing options...
steveru621 Posted March 1, 2017 #11 Share Posted March 1, 2017 We are also moving on from the RCI BofA CC. The benefits are marginal and the foreign fees are being eliminated by many other cards. Plus the Visa Signature benefits are missing. Many other cards offer far more Visa Signature benefits than RCI. I'll continue to use it for RCI purchases only. Cash in for OBC. Link to comment Share on other sites More sharing options...
internetwhiz Posted March 2, 2017 #12 Share Posted March 2, 2017 We are also moving on from the RCI BofA CC. The benefits are marginal and the foreign fees are being eliminated by many other cards. Plus the Visa Signature benefits are missing. Many other cards offer far more Visa Signature benefits than RCI. I'll continue to use it for RCI purchases only. Cash in for OBC. That's what we are doing. The free cruise wiped out a lot of points. Link to comment Share on other sites More sharing options...
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