Insurance Question

[Cruiseathoning]

In the event a hurricane or some other event renders a port unusable, the port I have paid for us to fly into to, and they were to switch the embarkation port, am I required either by insurance or the cruise line to make arrangements to get to that port or can I request a refund if it is too difficult to change plans?

 

Past the point where we have made good faith arrangements to arrive at agreed port, I don't feel I should be required to change plans if the travel is too difficult. However, the insurance company has no idea, possibly because it has never happened. I ask because were a 180 mph monster hurricane to hit or affect Ft. Lauderdale it is not unreasonable to project a period where the port is unusable.

 

Oh look, a 180 mph monster hurricane projected to hit or affect Ft. Lauderdale..:o

 

And yes I know our cruise is insignificant compared to human suffering. But I have to consider business aspects all the same.

[shellunderwater]

You would need to read the terms of your coverage. Or, call the agent/company who sold it to you. Or call the insurance company. Or some combination thereof.

[setsail]

You should ask your insurance/cruise line if you want facts

 

We can only speculate

[Former Goalie]

In the event a hurricane or some other event renders a port unusable, the port I have paid for us to fly into to, and they were to switch the embarkation port, am I required either by insurance or the cruise line to make arrangements to get to that port or can I request a refund if it is too difficult to change plans?

 

Past the point where we have made good faith arrangements to arrive at agreed port, I don't feel I should be required to change plans if the travel is too difficult. However, the insurance company has no idea, possibly because it has never happened. I ask because were a 180 mph monster hurricane to hit or affect Ft. Lauderdale it is not unreasonable to project a period where the port is unusable.

 

Oh look, a 180 mph monster hurricane projected to hit or affect Ft. Lauderdale..:o

 

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And yes I know our cruise is insignificant compared to human suffering. But I have to consider business aspects all the same.

The best I can suggest is first, read the insurance contract, then to contact the insurance provider. My policy has this wording, under other covered reasons for trip cancellation and interruption, for example:

• Mandatory evacuation ordered by local government authorities at Your Trip destination (or
  official public evacuation notices or recommendations without a mandatory evacuation order
  issued) due to adverse weather or Natural Disaster;
  

[cruisinfanatic]

In the event a hurricane or some other event renders a port unusable, the port I have paid for us to fly into to, and they were to switch the embarkation port, am I required either by insurance or the cruise line to make arrangements to get to that port or can I request a refund if it is too difficult to change plans?

 

Past the point where we have made good faith arrangements to arrive at agreed port, I don't feel I should be required to change plans if the travel is too difficult. However, the insurance company has no idea, possibly because it has never happened. I ask because were a 180 mph monster hurricane to hit or affect Ft. Lauderdale it is not unreasonable to project a period where the port is unusable.

 

Oh look, a 180 mph monster hurricane projected to hit or affect Ft. Lauderdale..:o

 

And yes I know our cruise is insignificant compared to human suffering. But I have to consider business aspects all the same.

You would not be asked to change ports at the last minute. You and a thousand others would be affected. The only other time I heard of a port being changed the cruiseline bused passengers to it.

[Noob1ee]

At this point, I don't think any port is safe in Florida from the hurricane, so I wouldn't worry too much :)

[SRF]

The ships for those parts are still at sea, full of passengers.

 

No place to put you.