rkmw Posted November 22, 2017 #76 Share Posted November 22, 2017 $87 for ANZ Platinum CC $0 for 1st year or ANZ low rate Platinum $99 deal atm is $260 cash back if spend $500 in 60 days on eligible purchases Sent from my Nexus 7 using Forums mobile app ok thanks for that, i may not worry about it for now as i have my travel insurance done for the year Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 22, 2017 #77 Share Posted November 22, 2017 Not yet. My post was referring to Cruisine21 post about QBE. Until I get the cards from ANZ I can't do the PE. I was just saying that I had no problem with any of the Ins co. if I went direct.Hopefully get the cards on Monday. Right, jumped the gun.:o Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 22, 2017 #78 Share Posted November 22, 2017 $87 for ANZ Platinum CC $0 for 1st year or ANZ low rate Platinum $99 deal atm is $260 cash back if spend $500 in 60 days on eligible purchases Sent from my Nexus 7 using Forums mobile app Yes, there are some good deals to entice people onto the cards, best to pay off any balance each month.:D Link to comment Share on other sites More sharing options...
wombat13 Posted November 22, 2017 Author #79 Share Posted November 22, 2017 Yes we do [emoji4] Have a savings acct for holidays then when we use CC we transfer money in to pay for it straight away. Only use the CC to the minimum to qualify for TI. Load Citi Bank card up for cash advances (no fees) OS and 28 degrees (no fees) for purchases OS Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 22, 2017 #80 Share Posted November 22, 2017 Yes we do [emoji4] Have a savings acct for holidays then when we use CC we transfer money in to pay for it straight away. Only use the CC to the minimum to qualify for TI. Load Citi Bank card up for cash advances (no fees) OS and 28 degrees (no fees) for purchases OS Sent from my Nexus 7 using Forums mobile app We do exactly the same.:D Link to comment Share on other sites More sharing options...
wombat13 Posted November 22, 2017 Author #81 Share Posted November 22, 2017 Very good, I am sure we are not alone Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 22, 2017 #82 Share Posted November 22, 2017 Very good, I am sure we are not alone Sent from my Nexus 7 using Forums mobile app The usage of these particular cards for travel have been talked about constantly on these boards, so I imagine there would be many who do or very similar strategies. Link to comment Share on other sites More sharing options...
wombat13 Posted November 22, 2017 Author #83 Share Posted November 22, 2017 Agree Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
rowrow Posted November 22, 2017 #84 Share Posted November 22, 2017 Have you considered Vero ? They don't discriminate by age. Link to comment Share on other sites More sharing options...
wombat13 Posted November 22, 2017 Author #85 Share Posted November 22, 2017 Have you considered Vero ? They don't discriminate by age.Haven't heard of Vero. Always useful to hear about other TI. Thanks Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 23, 2017 #86 Share Posted November 23, 2017 I have never heard of them either, who is the underwriter? Link to comment Share on other sites More sharing options...
The_Big_M Posted November 23, 2017 #87 Share Posted November 23, 2017 Haven't heard of Vero. Always useful to hear about other TI. Part of the AAMI/Suncorp group. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted November 23, 2017 #88 Share Posted November 23, 2017 Part of the AAMI/Suncorp group. Okay, cheers. Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #89 Share Posted November 25, 2017 Does anyone know if I gifted myself some obc whether this could be classified as a purchase? Thinking this could be used for my $250 purchase for ANZ TI Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Rare cheznandy Posted November 25, 2017 #90 Share Posted November 25, 2017 Does anyone know if I gifted myself some obc whether this could be classified as a purchase? Thinking this could be used for my $250 purchase for ANZ TI Sent from my Nexus 7 using Forums mobile app The wording says, transport (airfare/cruise) , land content (tours, hire car accomodation) So I would say no, purchasing OBC would not activate your insurance. Could you book a tour? Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #91 Share Posted November 25, 2017 I have been looking ....hard. Akaroa I have found something but I am short $$ need to spend more. Dunedin & Wellington we were going to do on are own. Maybe Picton hire a car? All the winery tours are pretty much booked out.The other thing is cruise Charlotte sound although we would have already done the other 'sounds' on the cruise. Hate to just do anything just to qualify spend. Will keep on looking. Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
Rare cheznandy Posted November 25, 2017 #92 Share Posted November 25, 2017 I have been looking ....hard. Akaroa I have found something but I am short $$ need to spend more. Dunedin & Wellington we were going to do on are own. Maybe Picton hire a car? All the winery tours are pretty much booked out.The other thing is cruise Charlotte sound although we would have already done the other 'sounds' on the cruise. Hate to just do anything just to qualify spend. Will keep on looking. Sent from my Nexus 7 using Forums mobile app Yeah, I get what you are saying, I havent been to Picton but I am sure it wouldnt cost that much to hire a car for the day. Are you staying anywhere before the cruise? A night in Sydney? How do you get to Sydney usually? I see you are from Coffs, not far from me:) Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #93 Share Posted November 25, 2017 Yes getting the train down to Sydney day before cruise and yes have a hotel booked. But dosen't the spend have to be OS? Link to comment Share on other sites More sharing options...
Rare cheznandy Posted November 25, 2017 #94 Share Posted November 25, 2017 Yes getting the train down to Sydney day before cruise and yes have a hotel booked. But dosen't the spend have to be OS? I was under the impression that as long as it was associated with that holiday, whether it be the airfare down to board the cruise, the accomodation the night before etc it activated the cover. I have not had to worry about that as we always deposit or pay in full with the ANZ card for the cruise. We will have to find that one out!! Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #95 Share Posted November 25, 2017 Yes and I guess I did that too with St George to make sure I was covered when I paid for the cruise.....unfortunately Allianz was a surprise. Maybe Stki-Tanya knows the answer I think she mentioned she works at the ANZ branch. Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #96 Share Posted November 25, 2017 No it is not the same. Branches no longer have the PDS booklet. Have to get email copy and print it if you want hard copy.. I know this as I work in an ANZ branch Cheers Tanya Hi Tanya, Just wondering if you know the answer to my question. It is ok if you don't or unsure of the answer I will then wait until Monday to ask the question. Question is "Does the Pre Cruise Accom in Syd qualify for $250 spend on the ANZ Platinum for TI purposes or does Accom need to be a spend OS" Thanks Jean Link to comment Share on other sites More sharing options...
Rare cheznandy Posted November 25, 2017 #97 Share Posted November 25, 2017 Hi Tanya,Just wondering if you know the answer to my question. It is ok if you don't or unsure of the answer I will then wait until Monday to ask the question. Question is "Does the Pre Cruise Accom in Syd qualify for $250 spend on the ANZ Platinum for TI purposes or does Accom need to be a spend OS" Thanks Jean Good work Jean, I hope it is the case for you:) These are the little things we need to know and understand with any insurance, but a good one for activating it. Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #98 Share Posted November 25, 2017 Fingers crossed [emoji4] Thanks Sent from my Nexus 7 using Forums mobile app Link to comment Share on other sites More sharing options...
stki Posted November 25, 2017 #99 Share Posted November 25, 2017 Hi Tanya,Just wondering if you know the answer to my question. It is ok if you don't or unsure of the answer I will then wait until Monday to ask the question. Question is "Does the Pre Cruise Accom in Syd qualify for $250 spend on the ANZ Platinum for TI purposes or does Accom need to be a spend OS" Thanks Jean I have been told that as long as $250.00 is spent on the card on prepaid airfare,accommodation, tours ,hire car before you leave the country it is covered.. BUT please call the QBE line to confirm.. Some people book hotels, but dont pay for them, I know this is not covered.It has to appear on your statement before you leave the country.. I print out the statement with the min $250 charge (usually its a lot more, as I book my flights or cruise on the card) I also call QBE to get the letter of eligibility emailed to me. Cheers Tanya Link to comment Share on other sites More sharing options...
wombat13 Posted November 25, 2017 Author #100 Share Posted November 25, 2017 Thanks Tanya I will follow up with QBE. So hopefully the pre cruise Accom in Sydney as long as I follow these rules about paying before I leave the country and it appears on my statement I might be ok. That would be good then the Accom + Tour in Akaora will then cover me. Good advise "I also call QBE to get the letter of eligibility emailed to me." What a mess this has never happened before. The star's were not aligned. Oh well I will be prepared for the next trips. Jean Link to comment Share on other sites More sharing options...
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