Which Insurance Plan Do You Purchase?

[crystalspin]

On 8/2/2019 at 5:55 AM, SRF said:

...by the time the cruise is near, I have already paid for it.  The money is gone.  If I don't get to go, I will be unhappy, but life will go on.  I fail to see how missing the cruise and not getting your money back is that life changing.  Annoying, yes, a crisis, no.

I was never so surprised as when my DH took this attitude after Canadian Chinese river cruise company Sinorama lost their license to operate. We had paid the too-good-to-be-true price of $9000ish dollars for four of us on the Yangtze, thinking we were protected by our big-box-runs-a-travel-agency VISA card. Gotta read the fine print: financial insolvency of tour provider is not covered by that card! (It is covered by our new Chase Sapphire Reserve card. Not to be fooled twice!)

 

But thanks for bringing that approach up -- very applicable to the third-person cost of taking my mom along on cruises. The price is low, the medical risk not so much!