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3rd party Trip insurance: Anyone actually file a claim? Your experiences?

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1 hour ago, fstuff1 said:

please also list the insurance and cost


We purchase travel insurance through a broker:



They were terrific at first helping us figure out what types of coverages were best given our needs.

But CALL them; do not rely upon the online summaries of policies.  The details really matter.


The insurer we've used all but one time was Travel Insured, and we've had several claims, unfortunately.

But they paid each time, for both small amounts and large (5 figures).


The amount we pay may not be at all relevant for you.  It depends upon cost of trip, ages of travelers, which types of coverage are included, etc.


We also get MedJetAssist (annual plan), which is a specialized medevac, only if you are already hospitalized as an inpatient, at least 150 miles from home.


TIS can help you with the choices, and also the costs.  There is no extra cost to use them.

We also like having them help us  IF we need any help.



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Lots of folks on this forum have reported their experiences with travel insurance.  If you scan through the forum, you will find lots of stories.  I do agree with GC that working with an insurance broker is the way to go.


Cost cannot be generalized - length of trip, destination, ages of travelers, etc. all enter into the cost equation.

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