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Princess CFAR Insurance .... Thoughts ?

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I suppose it depends on how likely you are to use it. If you know you have a situation that is not covered by standard cancellation terms, then it might be of value to you since would be an added cost if you were to purchase a third-party policy.


Just be aware that you get cruise credit, not cash reimbursement, which must be used within a specified time, and the cruise you subsequently book can’t be insured for cancellation. That means if you cancel again, there will be no reimbursement or extended cruise credit.

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Posted (edited)
13 hours ago, Luckiestmanonearth said:

We’ve heard about Princess “Cancel For Any Reason” Insurance and wondered if anyone had any thoughts on the value of this insurance.

Which policy? Standard or Platinum?

Edited by klfrodo

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Here are a few things to consider:

  • Princess standard CFAR coverage provides you with a travel credit equal to 75% of the non-refundable value of your cruise vacation prepaid to Princess Cruises and/or Princess Tours, for your use toward a future cruise vacation. Platinum is 100%.
  • You have a year to book another trip.
  • Insurance cost can be up to 8% of the cruise cost for standard and 12% for platinum.
  • It does not cover anything not purchased through Princess.  If you use EZ Air and Princess hotels for pre and post cruise I think it may be covered, but If this affects you, make sure you get something is writing on what is covered and the form of the credit for the non cruise portion.  The policy document is very vague (to me) on this subject.
  • Medical and evacuation coverage on these plans is poor and can be very inadequate depending on your personal situation. Medical is only $10K for standard and $20K for platinum.  Evacuation is $25K/$50K. Third party plans will be much better for these coverages.

It all comes down to why are you buying the insurance and what other medical and evac insurance you may already have.

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 I’m guessing klfrodo asked about which policy because of the different levels of coverage as explained by Jersey42. In any case, the information given here still stands.


If you think you may need the CFAR provision, you just need to know how it works to decide if it provides value for you.  Third-party policies do provide cash back, but it is usually only 75% at best, and it is an additional cost over the regular premium.  There are time requirements for purchase, too.


If you are comfortable with getting a cruise credit and think you’ll have no problem using it, the CFAR provision can be nice perk of the Princess policy. A bigger concern is the level of coverage overall, as mentioned by Jersey42.

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