loving2cruise Posted June 13, 2022 #1 Share Posted June 13, 2022 (edited) Hello, I am looking for trip insurance for my upcoming cruise. Can anyone please recommend a good company, with reasonable pricing, that they have used. Thank you in advance Edited June 13, 2022 by loving2cruise Edited words Link to comment Share on other sites More sharing options...
babyblue78 Posted June 13, 2022 #2 Share Posted June 13, 2022 Just now, loving2cruise said: Hello, I am looking for trip insurance for my upcoming cruise. Can anyone please recommend a good one, with reasonable pricing, that they have used. Thank you in advance You can compare and purchase policies through Insuremytrip.com Royal also offers, but my experience is I have gotten better coverage for less elsewhere. Link to comment Share on other sites More sharing options...
GTO-Girl Posted June 13, 2022 #3 Share Posted June 13, 2022 We also go through www.insuremytrip.com Link to comment Share on other sites More sharing options...
loving2cruise Posted June 13, 2022 Author #4 Share Posted June 13, 2022 Thanks everyone. I googled insuremytrip and see there are alot of companies to choose from. Link to comment Share on other sites More sharing options...
hal2008 Posted June 13, 2022 #5 Share Posted June 13, 2022 If you buy insurance from RCL, are medical charges billed directly? or you have to pay out of pocket first and then submit for reimbursement like other policies? Link to comment Share on other sites More sharing options...
Biker19 Posted June 13, 2022 #6 Share Posted June 13, 2022 29 minutes ago, hal2008 said: or you have to pay out of pocket first and then submit for reimbursement like other policies? They don't take any insurance on board usually, regardless of whose insurance it is. All charges usually go onto your account and usually need to be paid before leaving the ship. Link to comment Share on other sites More sharing options...
hal2008 Posted June 13, 2022 #7 Share Posted June 13, 2022 Thank you for the clarification. Considering air/hotel/excursions purchased independently before/after cruise costs more than cruise fare, private third party insurance is what we normaly buy. But in this COVID world, if there was any advantage of buying it from cruise line, was willing to consider it. Thanks. (Was somehow under impression that this would at least help with direct billing) Link to comment Share on other sites More sharing options...
greatestvalue Posted June 17, 2022 #8 Share Posted June 17, 2022 I always buy our trip insurance from iamtrustworthy, aka Steve, whom you can find her on CC. He owns tripinsurancestore and does a lot of Q & A here on the insurance forum. Link to comment Share on other sites More sharing options...
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