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Hi,

 

Thank You @LauraS and Cruise Critic for letting me do another Q & A. This is the 9th one I have done since December 2019 and they are fun to do.

 

I'm Steve Dasseos. I started and own https://TripInsuranceStore.com. I also have a Wall Street Journal recommended Travel Insurance Blog at https://www.TripInsuranceStore.com/blog. I have over 540 pages on my websites.

 

First, I think it’s important to get the issue of money out of the way up front. I do not pay, give any money, nor any other financial consideration to CruiseCritic or its related companies. And, the reverse is true: CruiseCritic or its related companies do not pay, give any money, nor any other financial consideration to me or TripInsuranceStore.com .

 

Next, if you live in the USA and want to know how a Trip Cancellation or a Medical Travel Insurance plan works, ask me here. I do these Q & As to help people understand how Trip Cancellation or Travel Medical plans work. One reason why Trip Cancellation plans are complicated is that they combine some coverages of Life, Health and Accident insurance with some coverages of Property, Casualty and Liability insurance.

 

Next, I don't sell all companies because I only offer a handful of pre-screened companies, but I know how the other plans work.

 

In addition to what insurance companies offer, there are also plans from Travel Suppliers (cruise lines and tour companies). They are technically known as “pre-departure waiver” plans that include elements of insurance to pay claims for accident and sickness medical benefits and evacuation / medical transportation. I cover these differences in detail here:
https://tripinsurancestore.com/travel-insurance-vs-travel-supplier-waiver-plans/

 

If you want specific information that requires personally identifiable or private information, neither CruiseCritic nor myself want you to post that information on a public forum. instead, you may email me at steve@tripinsurancestore.com or fill out this form: https://tripinsurancestore.com/travel-insurance-email-contact-form/

 

Some of my past Q & As are archived on Cruise Critic, too. Here are the links:

Here's the Cruise Critic Q & A I did last Summer:
https://boards.cruisecritic.com/forum/2648-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-summer-2023/

 

Here's the Cruise Critic Q & A I did in November & December 2022:
https://boards.cruisecritic.com/forum/2606-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-november-december-2022-read-only/

 

Here's the Cruise Critic Q & A I did in January 2022:
https://boards.cruisecritic.com/forum/2558-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-janfeb-22/
 
Here's the Cruise Critic Q & A I did in Dec 2020 and Jan 2021 that was re-opened in June 2021:
https://boards.cruisecritic.com/forum/2500-qa-cruise-insurance-with-steve-dasseos-of-the-tripinsurancestorecom-read-only/
 
Here's the Cruise Critic Q & A I did in June 2020:
https://boards.cruisecritic.com/forum/2484-qa-cruise-insurance-w-steve-dasseos-of-the-tripinsurancestorecom-june-2020-read-only/

 

I hope this Q & A helps you, Steve Dasseos

Edited by iamtrustworthy
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