Paid In Full - Shared Cabin - 1 Needs To Cancel

[Sandytoes]

Two People #1 & #2 sharing cabin.

Paid In Full

Bought separate Travel Insurance

#1 had surgery - won't be able to cruise

#2 will still like to cruise

 

#1 will file a claim with Insurance Co for reimbursement on canceling cruise.

 

Now Here Is The Question?

 

Will the Cruise Line Charge #2 a "Single Rate" being she will be the only one in the cabin even though the Cruise Line is not reimbursing #1, the Insurance Co is.

 

Should #2 be quite and go on the cruise without notifying the cruise line?

Would #1 Have to Call Cruise Line to notify them that he\she will not be sailing on ship?

- Remember Cruise Line will not refund fare after final payment.

[kitty9]

You just go off on your cruise and enjoy your single cabin. Since you paid in full, the cruise line has their money from #1 and you, so it doesn't matter who's in the cabin, or who's not. Number 1 will get her money back from insurance and everything is set to go.

[Terpnut]

Two People #1 & #2 sharing cabin.

Paid In Full

Bought separate Travel Insurance

#1 had surgery - won't be able to cruise

#2 will still like to cruise

 

#1 will file a claim with Insurance Co for reimbursement on canceling cruise.

 

Now Here Is The Question?

 

Will the Cruise Line Charge #2 a "Single Rate" being she will be the only one in the cabin even though the Cruise Line is not reimbursing #1, the Insurance Co is.

 

Should #2 be quite and go on the cruise without notifying the cruise line?

Would #1 Have to Call Cruise Line to notify them that he\she will not be sailing on ship?

- Remember Cruise Line will not refund fare after final payment.

To make the travel insurance claim, the insurance company will require that #1 call the cruise line to formally cancel the trip (at least this is what was required for us when we had to cancel a trip). At that point, the cruise line will know #2 is travelling solo but I don't know what they will do at that point as it's not #2's fault...

[Jeano222]

Yep, insurance won't pay unless cruise is cancelled by the guest, no shows would not get re-imbursed. Since you have to pay anyway if only one sails, drag someone else on the cruise, that's what I have done and the price remains the same as the person who cancelled. remember too that even if final payment has been paid, if it is between 70-30 days prior to sailing the penalty is deposit, if between 30 and 7 days, it is 50% of cruise fare, if it is 7 days or less it is 100% of cruise fare paid

[Traveler Nina]

If you used a TA to book your trip just give them a call, they will know exactly how to handle your situation and make the calls for you.

 

Enjoy your cruise!

[Sandytoes]

Thanks for all your responses.

 

I was listening to a world-wide radio talk station, whose announcer, writes the world Travel books AF. He did not know how to answer this particular question, and thought it was a very good one at that.

Figuring there are so many world Cruise travelers out there. I would post it here.

Why to go, Cruisers....You stated exactly what I was thinking.

It goes to show you that even the very successful and well renowned travel editor doesn't have all the answers.

[GORDONCHICK]

I would think that since the cruise is paid for, #2 can go w/o problem. The other half of the fare is already paid for by cruiser #1. #1 would need to formally cancel in order to get their reimbursement from the insurance company.

 

If the cancellation were outside the "no refund" window, then cruiser #2 would have to pony up the solo cruiser fare, find another bunkmate, or cancel.

[cruiseco]

#1 The party cancelling has to officially cancel the trip. Even though the final payment has been made perhaps only 50% of the fare is non-refundable at this point (depends on the cruise line policies). If that person waits to cancel until the penalties go to 100% he/she would only be reimbursed the amount of penalties due at the time the cancellaiton became necessary. So waiting to cancel or not cancelling at all can be a very expensive mistake. This is from Travelex:

 

"All cancellations must be reported to the Travel Supplier within 72 hours of the event causing the need to cancel unless the event prevents it, and then as soon as is reasonably possible. If the cancellation is not reported within the specified 72-hour period, The Company will not pay for additional charges which would not have been incurred had You notified the Travel Supplier in the specified period. If the event prevents You from reporting the cancellation, the 72-hour notice requirement does not apply; however, and You must, if requested, provide proof that said event prevented You from reporting the cancellation within the specified period."

 

#2 If you're at the point where the non-cancelling party still wants to go but is now facing paying more because of a single occupancy the insurance usually will reimburse that added expense. This is from TravelSafe:

 

"We will pay your additional cost as a result of a change in the per person occupancy rate for prepaid travel arrangements if a Traveling Companion's Trip is canceled and your Trip is not canceled. "

 

Note that you will not be reimbursed for the single supplement until after you cruise. They don't want to pay the money out when you can still find a last-minute replacement.

 

All of this assumes that the reason for the cancellation is covered by each person's insurance.

[sail7seas]

Great post. Very clear.

[cherylandtk]

Should #2 be quite and go on the cruise without notifying the cruise line? No

Would #1 Have to Call Cruise Line to notify them that he\she will not be sailing on ship? Yes

- Remember Cruise Line will not refund fare after final payment. Not quite correct; 100% penalty is usually only in the last 14 days. It can be as little as $150

Yes, Cruiseco has it correct, and it's very clear. Everybody who thinks "just go, the cruiseline has their money" is very mistaken

Here is what should happen:

#1 Cancels (for a covered reason), the cruise line refunds some part, let's say 25% keeping 75% as the penalty. The 75% is paid to #1 by their insurance. Net refund=100%

Person #2 will be charged a new, single rate differential by the cruiseline. It may or may not be the 25% refunded to #1; depends on cruiseline and policy. It could be the higher, full single supplement. #2 files with their insurance for the increased fare differential. Net paid=original fare.