I joined in a few weeks ago- we hit big ($1500) in the middle so the organizer had to fill out tax paperwork. All said and done I put it 20 - walked out with 50 but it was fun. The organizer did get the tax amount off the final total before we split but I would rather let her have the points since she will have to figure out all the tax mess later. Im not a big gambler so it was exciting to watch all the pulls with only 20 invested.