This works for us… I am naturally an over packer but am always trying to be better. DH hates a bunch of small bags so we do better with one or two full size checked bags, then one roller carry on and a tote bag. Much easier to navigate the Airport etc. We had 12 days in Alaska and this combo worked. Since we have Elite laundry and I don’t mind doing one or two loads mid trip we use a 5 day plan for all the basics like tshirts shorts socks etc. I enjoy dressing up a bit at night since we don’t go out much at home, but do a rotation of 2-3 simple knit dresses I can roll up and black dress pants with 2 dressy tops. Shoes are getting easier since I can’t wear heels anymore due to previous injuries. Sneakers, walking sandals, dressy flats, and something like a Croc as they work as a slipper in the cabin and a pool sandal. DH does the same 2 pairs of pants 2 pairs of dressy shorts and 3-4 polos for the evening. All very wash and wear friendly.
Most of our cruises have been from Ft Lauderdale so we drive in and the amount of luggage is not such a big deal. We are doing California Coastal in March so do need to pack for varied weather…fog and cooler in San Fran and getting warmer as we head south.
Yes, checking one or two bags has a cost unless you have points, but i factor it in to the overall cost of the trip. Plus, if we are flying to cruise it’s an important trip and I try minimize the stress. Trying to live out of only a carry on for a week is more stressful than the checked bag cost.