Hopefully the last question ever about Bank of America Points

[cocoabeana]

Ok, so I have roughly 130000 points to redeem for obc on my next cruise. I want to use them for whatever I want. Spa, drinks etc. But should I have some obc left, is it true that theywill apply the extra money back to my credit card? Is this something that will be done automatically or will I have to stand in line at guest relations the morning of disembarkment to get this done?

 

I need all the information you all have on this. I want to self embark and don't want to have to worry about this.

 

Thanks in advance for your help

Edited October 18, 2014 by cocoabeana

[JasonV1]

If you get a refund on the ship to your card you'll get double the points subtracted. Not a huge deal since you are redeeming them all, but they will leave you with a negative point balance that you'll have to make up before you leave.

 

If that is the plan, use a non rewards card for onboard purchases so the credit doesn't "cost" you anything.

[IWORK2CRUISE]

Ok, so I have roughly 130000 points to redeem for obc on my next cruise. I want to use them for whatever I want. Spa, drinks etc. But should I have some obc left, is it true that theywill apply the extra money back to my credit card? Is this something that will be done automatically or will I have to stand in line at guest relations the morning of disembarkment to get this done?

 

I need all the information you all have on this. I want to self embark and don't want to have to worry about this.

 

Thanks in advance for your help

 

We had redeemed points for OBC for our cruise in Sept. I discovered that we had not used about $35.00 of that OBC and it was credited back to my CC.

[cocoabeana]

Jason, I am confused by what you are saying. We have about 1300.00 in points that we can use for OBC. If I have 200 left at the end of the cruise, they will just put the money on my credit card, correct?

 

Can I use the obc to take money out to use in the casino?

 

Just not sure I should redeem all my points. This may be my last cruise for a couple of years, so I was planning on using all the points.

[Clarea]

Jason, I am confused by what you are saying. We have about 1300.00 in points that we can use for OBC. If I have 200 left at the end of the cruise, they will just put the money on my credit card, correct?

 

Can I use the obc to take money out to use in the casino?

 

Just not sure I should redeem all my points. This may be my last cruise for a couple of years, so I was planning on using all the points.

If you get cash in the casino, they charge 5%.

[reallyitsmema]

Jason, I am confused by what you are saying. We have about 1300.00 in points that we can use for OBC. If I have 200 left at the end of the cruise, they will just put the money on my credit card, correct?

 

Can I use the obc to take money out to use in the casino?

 

Just not sure I should redeem all my points. This may be my last cruise for a couple of years, so I was planning on using all the points.

 

We just got back from the Brilliance today and my mom had redeemed a bunch of points for OBC. She was able to get cash back at guest relations for the excess OBC and was not charged a fee. Not sure what Jason is saying.

[ocean waves]

There is no charge if you use Obc in the casino. It's just like making a purchase on the ship. If you withdraw money against your credit card there is a fee from the casino and the credit card company

 

 

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