cruise insurance

[lschnauz]

can medical cost from visit to ship's doctor cover reimbursement from insurance purchased

[WestLakeGirl]

There are many companies in many countries offering cruise insurance, and each company has multiple policies, you won't get a single definitive answer

[KirkNC]

It depends on the insurance you purchase.

[oneputt18]

Log onto insuremytrip.com or travelinsurance.com. There are many companies and coverages to choose from.

[attilamom1217]

Twice we had to see the ship's doctor. The first time, our travel insurance covered it as they were considered primary.

 

the second time, the travel insurance was secondary. we sent the bill to our regular medical insurance. turns out, our medical insurance covers international doctors as in network since we have no choice who to see. however, if they had not covered it, our travel insurance would have - as long as we sent them the bill and the explanation of benefits denying reimbursement.

 

for both above, we had travel guard.