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18 hours ago, Host Jazzbeau said:

 

The May 2021 trip is not booked yet (although the vendors are taking bookings).  I have booked a cruise in Sep-Oct 2021 with insurance (Allianz Journey Policy) for deposit only at this time, will increase with each payment [forgot to mention that one].

 

So I probably don't need to get an annual policy until 2022 [at which point DW and I will both be 74].  Maybe the solution is to move out of NY before 2022!

There more reasons than insurance to want to move out of New York...☹️  

 

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