lostinmusic Posted December 13, 2022 #1 Share Posted December 13, 2022 Is it better (or cheaper) to purchase your travel insurance independently (outside the cruise company) or directly with the cruise line? Link to comment Share on other sites More sharing options...
TheOldBear Posted December 13, 2022 #2 Share Posted December 13, 2022 You may want to look in the cruise/travel insurance forum https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/ There is also a Question and Answer subforum currently active 1 Link to comment Share on other sites More sharing options...
Babr Posted December 13, 2022 #3 Share Posted December 13, 2022 Price of third-party policies is determined by a number of factors such as amount insured, length of trip, age of policyholder, and level of coverage. Cruise line insurance is usually priced as a percentage of cruise fare. Age is not a factor so if cost is your primary concern, cruise line pricing will work in your favor if you are older. ”Better” is a different question. It depends on your needs and what you expect from the policy. Link to comment Share on other sites More sharing options...
donaldsc Posted December 14, 2022 #4 Share Posted December 14, 2022 Better or cheaper are generally contradictory when you buy insurance. You need to figure out exactly what coverage you need or want and then contact InsureMyTrip or the Trip Insurance Store. Lots of people on CC use them. The problem that most of us find w cruise company insurance policies is that although they are generally cheaper the coverage is not good. Before you decide on a policy make sure that you are comparing apples w apples and not apple w potatoes. DON Link to comment Share on other sites More sharing options...
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