Giantfan13 Posted October 17, 2006 #1 Share Posted October 17, 2006 We have one of the NCL MBNA cards. We are about 1/2 way towards the 1,000 off a new cruise, but we have a question about the redemption. How does that work??. Do you have to book the cruise thru the NCL site or can you book any cruise on NCL thru any travel site (Like Expedia) and use the credit towards that cruise??. What does MBNA give you, a coupon that you can use anywhere, credit towards the cruise??. Sorry if this sounds naive, but we just thought, since it was a NCL card, you had to book directly thru NCL?? Link to comment Share on other sites More sharing options...
shoreguy Posted October 17, 2006 #2 Share Posted October 17, 2006 Book anywhere - call MBNA - get vouchers - apply the vouchers to your cruise like cash. Link to comment Share on other sites More sharing options...
immargaret Posted October 17, 2006 #3 Share Posted October 17, 2006 We have one of the NCL MBNA cards. We are about 1/2 way towards the 1,000 off a new cruise, but we have a question about the redemption. How does that work??. Do you have to book the cruise thru the NCL site or can you book any cruise on NCL thru any travel site (Like Expedia) and use the credit towards that cruise??. What does MBNA give you, a coupon that you can use anywhere, credit towards the cruise??. Sorry if this sounds naive, but we just thought, since it was a NCL card, you had to book directly thru NCL?? Book where ever you want, or where ever you get the same price. MBNA will issue 2 $500 Compass Reward certificates that you will either send directly to NCL, or to your TA for them to send to NCL.........I've done both and it just depends upon the TA. It takes the certificates about 10 days - 2 weeks to arrive in the mail once you order them....make sure they get to NCL or the TA in plenty of time before your final payment is due. Link to comment Share on other sites More sharing options...
SHINEMAN Posted October 17, 2006 #4 Share Posted October 17, 2006 What happens if you cancel after sending in the coupon? Link to comment Share on other sites More sharing options...
Lau92080 Posted October 17, 2006 #5 Share Posted October 17, 2006 Does anyone have the Mastercard from NCL, you build up compass rewards (I'm pretty sure thats what they are called:o ) I don't really know how it works, what perks do you get as far as your cruise? Upgrades possibly? Any info please do tell :D THANKS! Link to comment Share on other sites More sharing options...
heelfan94 Posted October 17, 2006 #6 Share Posted October 17, 2006 I'm new to this also, but I think you build up points that you use directly toward payment on a cruise. It seems to be $500 increments that you get certificates for, and send them to NCL or your TA. I'm sure someone will correct me if I'm mistaken. Link to comment Share on other sites More sharing options...
immargaret Posted October 17, 2006 #7 Share Posted October 17, 2006 Does anyone have the Mastercard from NCL, you build up compass rewards (I'm pretty sure thats what they are called:o ) I don't really know how it works, what perks do you get as far as your cruise? Upgrades possibly? Any info please do tell :D THANKS! I have 4 of the Mastercards from NCL, I just received $2000 in Compass reward certificates, which equals $2000 off the price of our cruise....what more could you ask for. You earn 3 points for every $100 in purchases, or 4 points for every $100 in NCL purchases. You can redeem points for upgrades, but these are really a waste of points and it makes more sense to save your points until you have 500 and get the certificate for $500 off your cruise. There are lots of posts on the subject if you do a search on the boards here at Cruise Critic you will find everything you ever wanted to know about the credit card. Link to comment Share on other sites More sharing options...
ute_fan Posted October 17, 2006 #8 Share Posted October 17, 2006 My upcoming cruise on the Jewel is costing me slightly less than $600 for the two of us -- thanks to the NCL credit card. Over the past two years, we've accumulated $1500 in certificates that we've applied directly to cruise costs. I agree with Margaret -- do a search, because there's numerous threads the explain the way the program works. Link to comment Share on other sites More sharing options...
Cruising Tammy Posted October 17, 2006 #9 Share Posted October 17, 2006 I am going this Sunday on the Dawn. Unfortunately I received in the mail an application for this credit card a week after I booked this cruise. I was so mad. (I would've received 4 points for every $100 I spent on the cruise price) Anyway, Norwegian did call me this past weekend about an upgrade for $400, and I used the NCL card, which gave me 16 points. Plus I plan on using this card for my sail and sign account on the ship. My plan is to only use this credit card on things I know I can pay off completely when the bill comes in. The interest rate for me is 10% which is high. I figure I'll use this card for my cruise next year also, so hopefully by 2008, I'll have collected enough points to put towards possibly a free cruise. Link to comment Share on other sites More sharing options...
Marlissa Posted October 17, 2006 #10 Share Posted October 17, 2006 We've got two of them. We redeemed 2000 worth for our upcoming cruise. Well worth it for us. Link to comment Share on other sites More sharing options...
Budget Queen Posted October 17, 2006 #11 Share Posted October 17, 2006 I've had the NCL credit card for several years. Great savings, just paid $90 for my Sept. Bermuda trip. :) Anyway, be aware that the points do expire 36 months after you earn them. Link to comment Share on other sites More sharing options...
kimsky Posted October 17, 2006 #12 Share Posted October 17, 2006 I applied today for the card, on-line. We live in New Orleans and are considering booking a Thanksgiving Cruise, this year, on the Norwegian Sun and would like to start building points toward a future cruise. Link to comment Share on other sites More sharing options...
Marlissa Posted October 17, 2006 #13 Share Posted October 17, 2006 Seem to remember ours were received in 2 weeks. How long can you wait until you book the Sun cruise (btw, we're on that cruise). Link to comment Share on other sites More sharing options...
Bubbaloo311 Posted October 17, 2006 #14 Share Posted October 17, 2006 We received the offer last week and DH called Sunday night to apply. Since the credit department was closed for the night, they said we'd get a reply by mail within 30 days. Well we leave for the cruise in 22 days and wanted to use the card for our sign and sail. How long do you think it will take? Should he call and follow-up? Link to comment Share on other sites More sharing options...
mbisson Posted October 17, 2006 #15 Share Posted October 17, 2006 We've had the card since '02. We haven't used it any differently than we did our previous "primary" card (AA frequent flier). With that card we earned a somewhat difficult to redeem plane ticket about every year and a half, and those tickets we could usually buy outright for around $350 each. With the NCL card, in 4+ years we've redeemed (I think) $2500 in points off cruises and currently have about $1000 on account. IMO-it's a great deal. -Monte Link to comment Share on other sites More sharing options...
Marlissa Posted October 17, 2006 #16 Share Posted October 17, 2006 We received the offer last week and DH called Sunday night to apply. Since the credit department was closed for the night, they said we'd get a reply by mail within 30 days. Well we leave for the cruise in 22 days and wanted to use the card for our sign and sail. How long do you think it will take? Should he call and follow-up? Same thing was told to my mom when she applied. I think she told me she also received her card within a couple of weeks. Not sure why DH would call and follow-up this soon (unless it's to verify they received app and are processing it). Give 'em a little time. Link to comment Share on other sites More sharing options...
immargaret Posted October 17, 2006 #17 Share Posted October 17, 2006 I think 2 weeks sounds about right. I called yesterday to get another card, with our daughter's name on it, for one of our accounts and they said it would be about 10 days. Link to comment Share on other sites More sharing options...
weloverunning Posted October 17, 2006 #18 Share Posted October 17, 2006 Do a search right in the NCL Board. Put MBNA as the search word since that is the bank which the cc was under for a long time until recently. You will be able to read 100s of post regarding the earning and usage of the compass points. As you will read, our 9-day Pearl cruise in January cost us absolutely ZERO. We sent in $1500 in points for our $1489 cruise (which included port and taxes) Now what we lose in the casino will be another story:D but at least we would earn 4% on our sail and sign card. Link to comment Share on other sites More sharing options...
Rare Smellytoes Posted October 17, 2006 #19 Share Posted October 17, 2006 Try to use your card for anything that you possibly can that you'd pay cash for anyway. Pay attention to your statement closing date also to make sure you don't waste points. For example, my closing date is the 18th. I purchased a new car that we were paying cash for (home equity loan, actually). I put a payment on each card(DH and mine) dated for today. Then a second payment dated the 19th. Between the two of us that was 1000 in points in two days. Now I have to apply for a new card because I'm close to the 1000 yearly max. It may sound complicated but its actually quite simple. I never would have thought of this if it wasn't for Shoreguy.:) Link to comment Share on other sites More sharing options...
Rare Smellytoes Posted October 17, 2006 #20 Share Posted October 17, 2006 Try to use your card for anything that you possibly can that you'd pay cash for anyway. Pay attention to your statement closing date also to make sure you don't waste points. For example, my closing date is the 18th. I purchased a new car that we were paying cash for (home equity loan, actually). I put a payment on each card(DH and mine) dated for today. Then a second payment dated the 19th. Between the two of us that was 1000 in points in two days. Now I have to apply for a new card because I'm close to the 1000 yearly max. It may sound complicated but its actually quite simple. I never would have thought of this if it wasn't for Shoreguy.:) Nevermind, the car dealership just called and said they won't let us put in on our credit cards:mad: Link to comment Share on other sites More sharing options...
weloverunning Posted October 17, 2006 #21 Share Posted October 17, 2006 Actually, you can't accrue more than $250 in any given month or more than $1000 per year. Link to comment Share on other sites More sharing options...
Beachbum1944 Posted October 17, 2006 #22 Share Posted October 17, 2006 According to my calculations, you have to spend $16,666.66 to get 500 points. So to be able to pay for a cruise of about $1500.00, you would have to spend $49,999.99.:confused: If you had a milage card that could represent 2 trips to the Caribbean with some miles left towards another trip.:) Link to comment Share on other sites More sharing options...
Beachbabe2 Posted October 17, 2006 #23 Share Posted October 17, 2006 We are MBNA card holders. Is this a specific thing through NCL? Any vouchers are good vouchers right. Link to comment Share on other sites More sharing options...
mbisson Posted October 17, 2006 #24 Share Posted October 17, 2006 If you had a milage card that could represent 2 trips to the Caribbean with some miles left towards another trip.:) Of course you still need to pay for lodging, entertainment, etc. And of course you only see one location instead of several (per trip that is) -Monte Link to comment Share on other sites More sharing options...
mbisson Posted October 17, 2006 #25 Share Posted October 17, 2006 We are MBNA card holders. Is this a specific thing through NCL? Any vouchers are good vouchers right. Not quite sure what your question is??? MBNA (Bank of Amer now) has hundreds of different cards. The card in question is specific to NCL. There is a link to the application on the NCL home page (I hope, it may have gone bye bye with the conversion of the new home page, I haven't checked). I guess any voucher is a good voucher-but some are a lot better than others. -Monte Link to comment Share on other sites More sharing options...
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