I think what you may be missing is that others may have a different set of criteria for a good dining experience. I agree that the people, food, and service are important but for me the environment is also important - is it quiet or noisy, well lit or romantic lighting, and yes, is it a formal or informal setting. I don't think it is so much a matter of getting your money's worth but whether the experience meets the expectations. Celebrity needs to clearly communicate what the dress code is and then enforce it. If they want to get rid of the dress code fine, then we can all make our own decisions.