What I chose is to not pay unnecessarily.
As far as bemoaning my created situation, I prefer to say, I like to discuss my created situation. If you were to use "bemoan", you would be insulting an awful lot of people here who would then stop "discussing" all sort of matters here. I'm sure that is not your intention, as that is what keeps CC alive and kicking.
Although I'm sure just with that slight, it will turn some people off.
Perhaps if you find an annoyance with someone's "discussion" of various issues, you could refrain from responding. But that is hard to do for some, even me. Lol