I understand that things are different with US banks and Canadian and European banks. In Canada and Europe we use a chip and PIN system for all debit card and credit card transactions. My two Canadian banks do not require prior notice to travel anywhere in the world, because with no PIN, no transaction. European banks are the same, so it’s very easy for us to withdraw money from an ATM at any time of day.
We also share the “tap and go” system with Europe. No need to key in PIN. Just tap the icon and it’s done. This applies to transactions under a preset amount of cash or credit, prearranged by the customer and their bank. The customer is not responsible for any fraudulent transactions.
I’ve heard that US banks and credit card companies are working to catch up with this technology, so you may be able to do this in the US in the near future,