Laurspag - I have followed this board for years but rarely post. But reading your last post, I feel like I had to comment.
I have been a travel agent for 45 years. I have heard so many people say that when so and so retires, they are going to do that trip and this trip. Then something happens to one of them and their plans of travel fall apart. Their dream trips never materialize.
Don’t let that happen to you! If you really want to go someplace, just do it! You don’t know what the future holds, so just go! It sounds like you have well laid plans, but…what if something happens to one of you?