Novel Coronavirus & Insurance (from TripInsuranceStore.com)

[iamtrustworthy]

On 2/8/2020 at 7:37 AM, LDVinNC said:

Bought medical/evacuation coverage for a 4 week trip in December.  In early February we extended the trip 2 weeks so we also paid for 2 more weeks of insurance.  So, are we covered for Coronavirus for only the first 4 weeks of the trip and not for the last part?  Or are we covered for the whole trip because we purchased the policy in December?  

 

Not hugely worried about contracting coronavirus, but I thought this was an interesting question.

Hi LDVinNC,

 

You will have to ask the company you bought it from.

 

If you don't mind, tell us here what you found out.

 

Steve

[cherylandtk]

Steve, I realize this is an evolving situation, but can you clarify something for us?  I am understanding your earlier posts to say that several major insurers have instituted a cutoff date of Jan.21 for policy coverage of coronavirus.  Am I understanding correctly that this limit applies to all policy sections? Meaning pre-departure cancellation (both illness and CFAR) as well as post-departure illness/sickness?