Homestyle Posted August 28, 2023 #1 Share Posted August 28, 2023 Just priced a cruise up out of interest, on the US site and noticed that they are offering a pay monthly option, ranging from 0% APR to 15% APR. Link to comment Share on other sites More sharing options...
jelayne Posted August 28, 2023 #2 Share Posted August 28, 2023 I’ve seen that option for awhile. Link to comment Share on other sites More sharing options...
Rare NutsAboutGolf Posted August 28, 2023 #3 Share Posted August 28, 2023 This is generally a terrible option as you have to get a hard pull and it opens a trade line. Also if you have the right credit cards that earn extra points/miles for travel purchases you'd miss out on that. Lastly, if you use a credit card and something awful happens where X doesn't compensate, you can try and do a charge back although you do risk getting blacklisted Link to comment Share on other sites More sharing options...
Homestyle Posted August 29, 2023 Author #4 Share Posted August 29, 2023 Thankfully not available in the UK market. I was just shocked to see the option. You may as well deposit the money in a savings account, get some ATM descent interest and pay the full balance when it's due. Link to comment Share on other sites More sharing options...
Tierun Posted August 29, 2023 #5 Share Posted August 29, 2023 If you have to mortgage your vacation, just stay home. Start a vacation savings account and wait until it’s affordable. 1 Link to comment Share on other sites More sharing options...
NorthStarStateCruiser Posted August 29, 2023 #6 Share Posted August 29, 2023 Yup, here's predatory lending at its finest. 1 Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now