It really depends on your cruise style and what you need. Price out both options. Cruise only vs All Included. For Elite you get Happy Hour drinks, the breakfast and a bag of laundry. And a Wifi package discount and a premium drinks package discount. So that is all in your Cruise-only option and price if Elite. If you drink a lot more (outside Happy hour) and want unlimited Wifi, gratuities, OBC, then it might be a much better deal for you to do All-included. I think it is straight forward for most to decide.