On disembarkation day, everyone seems to be in a hurry to leave the ship. We like to wait a bit. We clear out of our cabin early (we know the stewards have a short turnaround time), enjoy breakfast in the MDR, and find a quiet place to sit on the upper decks and wait for the crowds on the lower decks to subside. We usually wait until they announce "all passengers debark" and pretty much just walk of the ship with short, if any, lines.. If we have silent debarkation, we choose the latest time. So much less stress. (We generally drive to port, so we are not worried about flight times).