tree.critter Posted July 27, 2013 #1 Share Posted July 27, 2013 I wish my memory was a little better so this wouldn't have happened again this morning to me....... Went to manage my cruise to make payment on 4/5/14 cruise. Filled out all payment info with amount I wanted to pay ($200) hit enter and something filled in was incorrect so it went back to page, I corrected the info and resubmitted. Excellent, it went through like a charm........ then I get the "We can't wait to welcome you aboard" note with payment info showing zero balance. It had defaulted to pay balance option again also and my cruise was paid in full...... call Carnival, they authorized refund for overpayment to my debit card...... now I get to wait up to 5-7 days for my bank to credit me back. I sure as heck wish they would remove the default of pay balance in full and just make people choose it or smaller amount, seems like such an easy adjustment to make. CS said that this happens often, it was the second time for me but it was about 2 years ago and I just forgot about that. Slap me!! Link to comment Share on other sites More sharing options...
gone_cruisin Posted July 27, 2013 #2 Share Posted July 27, 2013 Sadly, I have done this twice. You're not alone. Link to comment Share on other sites More sharing options...
Rod in Az Posted July 27, 2013 #3 Share Posted July 27, 2013 Sadly, I have done this twice. You're not alone. Ok, I'll admit it, me too.... Only once for me, But there is always next time:eek: Link to comment Share on other sites More sharing options...
cruzn buckeye Posted July 27, 2013 #4 Share Posted July 27, 2013 Carnival isn't the only one that does this, electric and gas bills, credit cards... all of mine have the default set to pay in full... luckily I have never hit that button without changing it :D Link to comment Share on other sites More sharing options...
Sarapdot Posted July 27, 2013 #5 Share Posted July 27, 2013 My friend also did this. She went to pay for her portion and ended up paying the entire balance for all of us. Too bad she figured it out, I could of had a free cruise!!! :p Link to comment Share on other sites More sharing options...
tree.critter Posted July 27, 2013 Author #6 Share Posted July 27, 2013 One thing I have to say though, if this is the only thing I've found irritating so far I'm in pretty good shape:p Only waited on hold a couple minutes at most and CS rep knew right away what my problem was and how to correct it. Still..... they should may Pay in Full opt in instead of default. Had a feeling I wasn't alone, may send corporate a note politely asking for change while they're working on the rates program. Link to comment Share on other sites More sharing options...
maritaysa Posted July 27, 2013 #7 Share Posted July 27, 2013 Did that with Chase for over $7K....and they were kind enough to help me out, but I had to wait a few days. Link to comment Share on other sites More sharing options...
golfadj Posted July 27, 2013 #8 Share Posted July 27, 2013 Find it easier to just make two payments, deposit and balance. Link to comment Share on other sites More sharing options...
wanman Posted July 27, 2013 #9 Share Posted July 27, 2013 I have never done that with Carnival, but did do it with paying a credit card, well kind of. I put in a custom amount and instead of paying 500, I ended up paying 5000. And this was before I went on vacation so I was overdrawn in that account for a week. Yikes. Link to comment Share on other sites More sharing options...
sjcruiser Posted July 27, 2013 #10 Share Posted July 27, 2013 Two family members sailing last summer and splitting a cabin had this happen also. They booked on a Friday, and the system had reset to the default of payment in full instead of paying the amount they wanted, which for one of them was half of the total amount due, which covered the deposit for both. By that upcoming Tuesday/Wednesday, everything was back to normal, but they paid used a debit card in place of a credit card. They took it in stride as they just had their income taxes deposited, so it wouldn't throw their account into being overdrafted with the their other bills and payments coming out. Link to comment Share on other sites More sharing options...
mustardgirl Posted July 27, 2013 #11 Share Posted July 27, 2013 I did something similar with a hotel reservation! :eek: except it defaulted back to that days date instead of the date I was looking for... booked it then got the confirmation that I was past the cancel time... I freaked out.... needless to say it wasn't an easy fix!:( Link to comment Share on other sites More sharing options...
hockeyguy2 Posted July 27, 2013 #12 Share Posted July 27, 2013 Just wait - in a year the default will be "Pay in full and add a 20% non-refundable tip to Carnival" Link to comment Share on other sites More sharing options...
trptplayer22 Posted July 28, 2013 #13 Share Posted July 28, 2013 Yep happened to me too. Now I just call my payments in or just make sure the money is in the account I use and have it pulled out on the balance due date. Link to comment Share on other sites More sharing options...
cruise_girl2002 Posted July 28, 2013 #14 Share Posted July 28, 2013 I did it once. I was booking on line for the valor last year (around april or so, and cruise in December), went on line to pay the deposit only, and accidently (ok ok, I didn't read it lol) the box "pay full cruise amount" was highlighted and clicked confirmed. I receive the email that says BALANCE DUE..$0.00. I was like WHAT?!?! :eek:. thankfully I had the money and my aunt paid me her half right away. oops. now I read and check things over and over Link to comment Share on other sites More sharing options...
OpalGem Posted July 28, 2013 #15 Share Posted July 28, 2013 Whew! Scary. . . That is why I keep an account that I will transfer money into it to pay for special bills that will not tie back to my main account. I know this could be cumbersome for some, but the banks are on the same street on my way home! Link to comment Share on other sites More sharing options...
larkz Posted July 28, 2013 #16 Share Posted July 28, 2013 I had a near miss with this. It's a deliberate maneuver on Carnival's part to extract the full price of the cruise immediately. Configuring a non-default (blank) amount is actually a tiny bit easier for a programmer than having 100% amount programmed in. Not ethical, in my opinion. Link to comment Share on other sites More sharing options...
billie5 Posted July 28, 2013 #17 Share Posted July 28, 2013 Not ethical? That is going out rather far in the it's-not-my-fault direction. After all, we are not children. But, as you said, it is your opinion, to which you have every right. Link to comment Share on other sites More sharing options...
SteelerCruiser Posted July 28, 2013 #18 Share Posted July 28, 2013 I wish my memory was a little better so this wouldn't have happened again this morning to me....... Went to manage my cruise to make payment on 4/5/14 cruise. Filled out all payment info with amount I wanted to pay ($200) hit enter and something filled in was incorrect so it went back to page, I corrected the info and resubmitted. Excellent, it went through like a charm........ then I get the "We can't wait to welcome you aboard" note with payment info showing zero balance. It had defaulted to pay balance option again also and my cruise was paid in full...... call Carnival, they authorized refund for overpayment to my debit card...... now I get to wait up to 5-7 days for my bank to credit me back. I sure as heck wish they would remove the default of pay balance in full and just make people choose it or smaller amount, seems like such an easy adjustment to make. CS said that this happens often, it was the second time for me but it was about 2 years ago and I just forgot about that. Slap me!! I have booked before and accidently overpaid as well.....Called Carnival and they did their refund as well.....However you mentioned that you have to wait for the bank to credit you account back the funds......actually it is not up to the bank it is actually up to the merchant (Carnival in this case). Usually it will take 2-3 business days.....if it happens on Friday then most likely will be back to you by Monday or Tuesday. Link to comment Share on other sites More sharing options...
Cruisin'Allie Posted July 28, 2013 #19 Share Posted July 28, 2013 It happened to me too. I got the "payment rejected" message. I tried to resubmit three times before I noticed the paid in full bubble was selected. Sent using the Cruise Critic forums app Link to comment Share on other sites More sharing options...
Socref124 Posted July 28, 2013 #20 Share Posted July 28, 2013 I wish my memory was a little better so this wouldn't have happened again this morning to me....... Went to manage my cruise to make payment on 4/5/14 cruise. Filled out all payment info with amount I wanted to pay ($200) hit enter and something filled in was incorrect so it went back to page, I corrected the info and resubmitted. Excellent, it went through like a charm........ then I get the "We can't wait to welcome you aboard" note with payment info showing zero balance. It had defaulted to pay balance option again also and my cruise was paid in full...... call Carnival, they authorized refund for overpayment to my debit card...... now I get to wait up to 5-7 days for my bank to credit me back. I sure as heck wish they would remove the default of pay balance in full and just make people choose it or smaller amount, seems like such an easy adjustment to make. CS said that this happens often, it was the second time for me but it was about 2 years ago and I just forgot about that. Slap me!! Unfortuneatly, this happens on most sites when you are redirected to correct information on a form. I have had my credit card info deleted and had to input the info again. I have learned that whenever a site sends me back to the form for more info to check all the info on the form before clicking on submit. Anytime an ACH happens and has to be reversed it takes anywhere from three to seven business days to be settled. The banking industry and their clearing house is the root of the problem in your case, not Carnival. There are people out there that would do this intentionally to scam CCL, so the rest of us have to have our funds tied up to protect CCL from a financial loss. Link to comment Share on other sites More sharing options...
tree.critter Posted July 29, 2013 Author #21 Share Posted July 29, 2013 It's 8:00 am Monday morning, first business date after I made my error, just checked my online banking and all my funds have been refunded and credited to reverse my error. I am so happy with my bank and Carnival for making this as painless as possible. Very beginning of first business day after error, not bad at all:) Tonight after work I sit down and pay my monthly bills without worry....... and I bet that I won't make this kind of error again! Link to comment Share on other sites More sharing options...
retiredgram Posted July 29, 2013 #22 Share Posted July 29, 2013 It's 8:00 am Monday morning, first business date after I made my error, just checked my online banking and all my funds have been refunded and credited to reverse my error. I am so happy with my bank and Carnival for making this as painless as possible. Very beginning of first business day after error, not bad at all:) Tonight after work I sit down and pay my monthly bills without worry....... and I bet that I won't make this kind of error again! We live and learn. Glad it has worked out for you. Link to comment Share on other sites More sharing options...
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