KathyJud Posted January 21, 2017 #1 Share Posted January 21, 2017 Recommendation for best to get Sent from my iPhone using Tapatalk Link to comment Share on other sites More sharing options...
donaldsc Posted January 21, 2017 #2 Share Posted January 21, 2017 How do we know. You have not told us anything at all about you, your health status, where you are going, etc., etc., etc. Your question is the equivalent of going on to a car site and posting "car- what is the best to buy". Would you do that. DON Link to comment Share on other sites More sharing options...
klfrodo Posted January 21, 2017 #3 Share Posted January 21, 2017 I agree with Donald Here's a list of variations to consider $10K max medical coverage vs. $250K pre-existing medical coverage vs. none Primary payer vs. secondary payer job related coverage vs. none Cancel for any reason vs. none 4 hour trip delay vs. 24 hour trip delay family member emergency vs. only travel partners 24 years old vs.84 year old your net worth is -$150K vs your net worth is $1.5M (level of risk) are you flying or driving to the port all these question help determine your level of risk and can decide which policy is best for YOU. Not for me, Donald, or your next door neighbor. Also note that travel insurance is "reimbursement" only. In other words you pay up front for emergency flights, or medical care with cash or credit card, then, when you get home you submit a claim for reimbursement. Link to comment Share on other sites More sharing options...
KathyJud Posted January 21, 2017 Author #4 Share Posted January 21, 2017 I agree with Donald Here's a list of variations to consider $10K max medical coverage vs. $250K pre-existing medical coverage vs. none Primary payer vs. secondary payer job related coverage vs. none Cancel for any reason vs. none 4 hour trip delay vs. 24 hour trip delay family member emergency vs. only travel partners 24 years old vs.84 year old your net worth is -$150K vs your net worth is $1.5M (level of risk) are you flying or driving to the port all these question help determine your level of risk and can decide which policy is best for YOU. Not for me, Donald, or your next door neighbor. Also note that travel insurance is "reimbursement" only. In other words you pay up front for emergency flights, or medical care with cash or credit card, then, when you get home you submit a claim for reimbursement. Thank you. I should have made this post more clear. I have always used Travel Guard. I just wanted some recommendations of other companies for comparison. Sent from my iPhone using Tapatalk Link to comment Share on other sites More sharing options...
6rugrats Posted January 21, 2017 #5 Share Posted January 21, 2017 Look at Travelsafe. I've switched to them. Link to comment Share on other sites More sharing options...
Rare GeezerCouple Posted January 21, 2017 #6 Share Posted January 21, 2017 We use Travel Insured, and they've paid a few claims (including 2 reasonably large ones), without any nonsense. That's what counts, after all. We get the insurance through http://www.TripInsuranceStore.com They work with several travel insurance companies, and is often more than one type of policy offered by each company. They've helped us to get the right coverage for our needs, and sometimes found a less expensive policy for us for a particular trip. Link to comment Share on other sites More sharing options...
Rare Hlitner Posted January 21, 2017 #7 Share Posted January 21, 2017 Thank you. I should have made this post more clear. I have always used Travel Guard. I just wanted some recommendations of other companies for comparison. Sent from my iPhone using Tapatalk There are quite a few different insurance companies in the trip insurance business...offering all kinds of different coverages. If you want to do some research you might start with 3 popular web sites. One, already mentioned is the Tripinsurancestore.com. Two others are squaremouth.com and insuremytrip.com. The reason I have mentioned these 3 sites is that they each offer policies from multiple companies, offer the ability to compare, and have both online service and toll free numbers. Personally, we do not think its wise to make specific recommendations until we know a lot about the potential insured. Everyone has their own risk tolerance, obsessions, concerns, etc. This is not a one policy fits all....but rather find the best policy that meets your own personal needs, wants, and budget. And there are also a lot of experienced travelers who do not even bother with cancellation insurance (including moi). In many cases, folks may only be spending unnecessary money for duplicate coverage. For example, there are some major credit cards that offer cancellation insurance as part of their regular benefits. And many folks have some medical coverage through their regular medical insurance. This is just a few reasons why folks are well advised to analyze their own personal situation and do what is best for themselves. Hank Link to comment Share on other sites More sharing options...
attilamom1217 Posted January 22, 2017 #8 Share Posted January 22, 2017 try insuremytrip.com. you can compare many different insurance policies. Link to comment Share on other sites More sharing options...
Happy2cruise Posted January 22, 2017 #9 Share Posted January 22, 2017 try insuremytrip.com. you can compare many different insurance policies. Same with tripinsurancestore.com.....good luck:) Link to comment Share on other sites More sharing options...
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