ATM's?

[Burtonair01]

Do the ships have any? Just don't want to take a bunch of cash to worry about. Would be nice to just use an ATM when needed.

[shof515]

Every ship has one or two. they are no cheap to use

[sanmarcosman]

The fees are near usury levels. 

[dmdiver]

I've seen them every cruise, but the fees are high.  We put our excess cash in the safe & only take what we think we will need into each port.  Every trip we come back with unused cash & just re-deposit to the bank.  Much better than paying high ATM fees.  Plus, I don't know how well stocked they are.  I don't know if they ever run out of cash.

[Schoifmom]

You can always take larger bills to reduce the bulk.  You can break then at the kiosks or at GS.  Alternatively, I believe it is a $6 fee at the ATM.

[coevan]

most ports have ATM's, look for one that carries the logo of your CC and there will be little to no fees. 

[Burtonair01]

Thanks for the replies.

We are going 3 days early and just don't want to carry that much cash, other than my 1's and 5's for tipping and buying junk in ports.

[CoolOne56]

Can you go to a bank affiliated with you bank in the port city you'll be staying and withdraw funds either the night before or the morning of the cruise? This why you won't be walking around with a large amount of cash.

 

Enjoy your cruise!

[bunchesofun]

You can go to the casino, open an account with your s&s card.  Move money from your s&s to your casino account.  Play slots or something for a while.  Then go to the cashier and cash out your account.  It will not show as a cash advance, but as "entertainment".

[Burtonair01]

14 hours ago, bunchesofun said:

You can go to the casino, open an account with your s&s card.  Move money from your s&s to your casino account.  Play slots or something for a while.  Then go to the cashier and cash out your account.  It will not show as a cash advance, but as "entertainment".

Ah...great idea. Thanks!

[RWolver672]

On 11/26/2018 at 3:54 PM, dmdiver said:

I've seen them every cruise, but the fees are high.  We put our excess cash in the safe & only take what we think we will need into each port.  Every trip we come back with unused cash & just re-deposit to the bank.  Much better than paying high ATM fees.  Plus, I don't know how well stocked they are.  I don't know if they ever run out of cash.

They do and fairly early in the cruise.

[stargate fan]

On 11/26/2018 at 6:17 PM, coevan said:

most ports have ATM's, look for one that carries the logo of your CC and there will be little to no fees. 

Be aware that many ATMs in foreign ports give out the currency of that port, not necessarily US funds.

[diesteldorf]

On 11/29/2018 at 8:53 PM, bunchesofun said:

You can go to the casino, open an account with your s&s card.  Move money from your s&s to your casino account.  Play slots or something for a while.  Then go to the cashier and cash out your account.  It will not show as a cash advance, but as "entertainment".

This definitely works.  I would definitely pull the lever a time or two to be safe, but it would be very easy to load $100 or more, play a penny or quarter machine once or twice and cash out.

 

Alternatively, Schwab offers a no fee ATM card. 

 

http://content.schwab.com/web/retail/public/get-started/checking/

 

They will reimburse any ATM fees.  I have one and they typically post within 1-2 business days.  I have one and was going to test it on Carnival's ATM to see if I would be reimbursed the full $6 fee, but I used the casino trick instead since I knew that would work.

Edited December 10, 2018 by diesteldorf
spelling

[coevan]

2 hours ago, stargate fan said:

Be aware that many ATMs in foreign ports give out the currency of that port, not necessarily US funds.

 

 

In Europe most ATM's ask which currency you would like get. Every ATM we have used in the Caribbean dispenses U.S. dollars. On the French side of St.Martin the ATM have a U.S or Euro button.