Gracelyn Posted June 25, 2021 #1 Share Posted June 25, 2021 We are having a hard time with getting insurance because we’ve been told if we book a cruise while the advisory is in p,ace our cancelation is nul and void because we are advised not to. For warned they say. also we are to,d that even if we wait till it’s listed the FCC is not covered for cancellation b/c it’s credit. This is thru CAA is anyone else having this issue? We have our cruise on hold till we straighten this out gracelyn Link to comment Share on other sites More sharing options...
Hadacareer Posted June 25, 2021 #2 Share Posted June 25, 2021 No we have medoc and no problems 1 Link to comment Share on other sites More sharing options...
RumRunner2021 Posted June 25, 2021 #3 Share Posted June 25, 2021 1 hour ago, Gracelyn said: We are having a hard time with getting insurance because we’ve been told if we book a cruise while the advisory is in p,ace our cancelation is nul and void because we are advised not to. Can't you just book it with a refundable deposit? 1 Link to comment Share on other sites More sharing options...
Rare All-ready2cruise Posted June 25, 2021 #4 Share Posted June 25, 2021 @Gracelyn I have 2 cruises booked and each included insurance.. May I ask when you cruise is booked? I know some cruises booked prior to the lifting of restrictions will have many restrictions and prohibitive costs, however, if you accept the insurance offered by the cruise line, you should be fine. I admit that I do take additional insurance through my insurance company on top of the NCL coverage but that has been the case for me for many years. Take care, safe cruises. Link to comment Share on other sites More sharing options...
Diane67B Posted June 25, 2021 #5 Share Posted June 25, 2021 As a Canadian, I haven’t thought as far out as my January cruise. I am hoping that by then vaccinated people will be able to travel without restrictions. I agree with All-ready2cruise that maybe right now you could go with Norwegian insurance. When is your cruise? 1 Link to comment Share on other sites More sharing options...
Gracelyn Posted June 26, 2021 Author #6 Share Posted June 26, 2021 So we have on hold a March 5-12 POA using up our FCC( which literally only covers half of the total due to price increases. what we have been told is that if it’s booked while there is a cruise advisory The cruise will not be covered if we have to cancel it. Since we booked during an advisory. we have been told many different answers. CAA has toLd us that as well, but did advise us to call NCL for cancellation. none of this makes sense. we were also told we need to purchase insurance 72 hours from booking.. I said “why since you keep telling me it’s null end void” Ugggg Link to comment Share on other sites More sharing options...
Gracelyn Posted June 26, 2021 Author #7 Share Posted June 26, 2021 2 hours ago, RumRunner2021 said: Can't you just book it with a refundable deposit? I’m not sure about that using FCC but even booking it now I’m still in the cruise advisory and won’t have travel insurance. I believe our travel ban is being lifted July 21 but not cruise advisory. Link to comment Share on other sites More sharing options...
RumRunner2021 Posted June 26, 2021 #8 Share Posted June 26, 2021 @Gracelyn I must have missed that you are from Canada and it appears that your government may be restricting you from taking any cruises, even if they sail from the US or elsewhere. Is that the case? 1 Link to comment Share on other sites More sharing options...
Rare All-ready2cruise Posted June 26, 2021 #9 Share Posted June 26, 2021 @Gracelyn, I am using FCC and I have CAA for Home and Auto insurance; however, I choose a different travel insurance. Sorry, not sure what the problem you're having with your travel insurance. Good luck, hope you find a solution. Safe sails. Link to comment Share on other sites More sharing options...
Gracelyn Posted June 26, 2021 Author #10 Share Posted June 26, 2021 16 minutes ago, RumRunner2021 said: @Gracelyn I must have missed that you are from Canada and it appears that your government may be restricting you from taking any cruises, even if they sail from the US or elsewhere. Is that the case? They have an advisory out Canada is advising Canadian citizens and permanent residents to avoid all travel on cruise ships outside Canada until further notice this being said this was issued Pre vaccine but booking a cruise while this in place could be an issue Link to comment Share on other sites More sharing options...
Gracelyn Posted June 26, 2021 Author #11 Share Posted June 26, 2021 7 minutes ago, All-ready2cruise said: @Gracelyn, I am using FCC and I have CAA for Home and Auto insurance; however, I choose a different travel insurance. Thanks. It’s CAA that’s given us various answers Who do you use for cancellation? I have a call into TravelGuard. Link to comment Share on other sites More sharing options...
ChiefMateJRK Posted June 27, 2021 #12 Share Posted June 27, 2021 On 6/25/2021 at 6:53 PM, Gracelyn said: They have an advisory out Canada is advising Canadian citizens and permanent residents to avoid all travel on cruise ships outside Canada until further notice this being said this was issued Pre vaccine but booking a cruise while this in place could be an issue What exactly does this mean for you? If they "advise" you to avoid cruise travel, what happens if you ignore them and go on a cruise? Link to comment Share on other sites More sharing options...
Rare All-ready2cruise Posted June 27, 2021 #13 Share Posted June 27, 2021 3 hours ago, ChiefMateJRK said: What exactly does this mean for you? If they "advise" you to avoid cruise travel, what happens if you ignore them and go on a cruise? It's an advisory, that's it. As of quite recently, they've decided to eliminate the 14 day quarantine on return, as well. When I finally book my cruise for this fall, soon I hope, it will be just like going on any other vacation. Link to comment Share on other sites More sharing options...
Hadacareer Posted June 27, 2021 #14 Share Posted June 27, 2021 10 minutes ago, All-ready2cruise said: It's an advisory, that's it. As of quite recently, they've decided to eliminate the 14 day quarantine on return, as well. When I finally book my cruise for this fall, soon I hope, it will be just like going on any other vacation. Agree..I missed out on my last winter in Florida as I listened to the last “advisory” and not doing that again. If I had gone down I would have been long vaccinated by now instead of still waiting for my second dose. My insurance covers me so I am good to go in October, advisory or not, and still good for my dec cruise! 2 Link to comment Share on other sites More sharing options...
Diane67B Posted June 27, 2021 #15 Share Posted June 27, 2021 Our Canadian government is changing the travel advisory rules all the time. If you are fully vaccinated, I can’t imagine running into any trouble finding an insurance company. By the time you are getting on the cruise, the advisory will have changed. Happy cruising! Link to comment Share on other sites More sharing options...
lynn5555 Posted June 27, 2021 #16 Share Posted June 27, 2021 RBC offers cruise insurance for their client. Check it out. https://www.rbcinsurance.com/travel-insurance/going-on-a-cruise.html But they don't cover Covid-19. I already asked. I am also from Canada. I already have a cruise booked coming Aug from Seattle. My concern is the Covid-19 test required for flying back to Canada. Anybody to know if NCL would provide molecular PCR Covid-19 test on the ship? Thank you in advance. Link to comment Share on other sites More sharing options...
Diane67B Posted June 27, 2021 #17 Share Posted June 27, 2021 Lynn5555, I am also wondering if they offer a covid test at the end of the cruise, for entering Canada. Thank goodness we don’t have to quarantine at a hotel at the end! 1 Link to comment Share on other sites More sharing options...
Gracelyn Posted June 27, 2021 Author #18 Share Posted June 27, 2021 9 hours ago, ChiefMateJRK said: What exactly does this mean for you? If they "advise" you to avoid cruise travel, what happens if you ignore them and go on a cruise? That’s the million dollar question my TA has received mu,tip,e answers but what they all agree is that if I have to cancel due to Covid illness we are out of luck. Link to comment Share on other sites More sharing options...
YVRBassElectric Posted June 27, 2021 #19 Share Posted June 27, 2021 My travel medical insurance expired in April 2020 & the insurance company told me I could not get medical insurance while an advisory is in place - so we are not traveling outside of Canada until advisories are lifted. For cancellation insurance, aren't NCL deposits refundable? (advisories should be lifted before final payment date) Link to comment Share on other sites More sharing options...
Gracelyn Posted June 27, 2021 Author #20 Share Posted June 27, 2021 Yes. What I also found out is that there is a difference between advisory and ban. And if it’s a ban is more serious. Like the borders though our travel ban for borders is to be lifted by July 21. Link to comment Share on other sites More sharing options...
YVRBassElectric Posted June 27, 2021 #21 Share Posted June 27, 2021 On 6/25/2021 at 6:33 PM, RumRunner2021 said: @Gracelyn I must have missed that you are from Canada and it appears that your government may be restricting you from taking any cruises, even if they sail from the US or elsewhere. Is that the case? Canadian government is asking all Canadians to avoid non-essential travel Ask people who got stuck in UK at Christmas when all flights were cancelled or who have been stuck in India since flights were cancelled in April 2021 Link to comment Share on other sites More sharing options...
Gracelyn Posted June 27, 2021 Author #22 Share Posted June 27, 2021 15 minutes ago, YVRBassElectric said: My travel medical insurance expired in April 2020 & the insurance company told me I could not get medical insurance while an advisory is in place - so we are not traveling outside of Canada until advisories are lifted. For cancellation insurance, aren't NCL deposits refundable? (advisories should be lifted before final payment date) Yes. If our medical insurance had expired we also would have to wait. We are blessed. Ours covers covid but doesn’t include cancellation. Link to comment Share on other sites More sharing options...
Gracelyn Posted June 27, 2021 Author #23 Share Posted June 27, 2021 4 hours ago, lynn5555 said: RBC offers cruise insurance for their client. Check it out. https://www.rbcinsurance.com/travel-insurance/going-on-a-cruise.html But they don't cover Covid-19. I already asked. I am also from Canada. I already have a cruise booked coming Aug from Seattle. My concern is the Covid-19 test required for flying back to Canada. Anybody to know if NCL would provide molecular PCR Covid-19 test on the ship? Thank you in advance. Good question. Link to comment Share on other sites More sharing options...
Gracelyn Posted June 27, 2021 Author #24 Share Posted June 27, 2021 4 hours ago, Diane67B said: Our Canadian government is changing the travel advisory rules all the time. If you are fully vaccinated, I can’t imagine running into any trouble finding an insurance company. By the time you are getting on the cruise, the advisory will have changed. Happy cruising! It’s not about the medical. I. Fully covered and fully vexed. It’s cancellation insurance and trip interruption. I’ve got a few calls in to see who will cover with an advisory. CAA won’t. Link to comment Share on other sites More sharing options...
ChiefMateJRK Posted June 27, 2021 #25 Share Posted June 27, 2021 19 minutes ago, Gracelyn said: It’s not about the medical. I. Fully covered and fully vexed. It’s cancellation insurance and trip interruption. I’ve got a few calls in to see who will cover with an advisory. CAA won’t. I feel sorry for you folks in Canada wrestling with this stuff. Can you buy trip cancellation insurance from a US company that has little interest in Canadian government "advisories?" 1 Link to comment Share on other sites More sharing options...
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