Rare Eli_6 Posted April 30 #1 Share Posted April 30 Question 1: Is the carnival insurance not offered on Australian/Asia cruises to US residents? I am about to finalize my booking for a Sydney to Singapore cruise and it is not offering me the option of insurance as far as I can tell. Question 2: What does it cover? I have a platinum amex that covers for free trip interruption, delay, etc. but it doesn't appear to cover any emergency medical or accidental bodily injury. Does the carnival insurance cover this? Link to comment Share on other sites More sharing options...
Rare Eli_6 Posted April 30 Author #2 Share Posted April 30 Well, I can't seem to find anything about travel insurance on these Australian cruises so I ended up buying an online travel medical policy through nationwide and if I use Amex to pay for the entire trip, it will provide trip interuption so I guess I am just going to do that... Link to comment Share on other sites More sharing options...
mz-s Posted April 30 #3 Share Posted April 30 Pretty sure it's only a thing for US cruises. https://www.carnival.com/about-carnival/vacation-protection talks about coverage etc. 2 Link to comment Share on other sites More sharing options...
staceyglow Posted April 30 #4 Share Posted April 30 I have a separate annual travel health policy. It's $250 for both my husband and me. 1 Link to comment Share on other sites More sharing options...
Gari Posted May 1 #5 Share Posted May 1 19 hours ago, staceyglow said: I have a separate annual travel health policy. It's $250 for both my husband and me. How do I get this annual pass Link to comment Share on other sites More sharing options...
staceyglow Posted May 1 #6 Share Posted May 1 Just now, Gari said: How do I get this annual pass I found it through a general travel insurance agency website, but it's GeoBlue. I am sure you can find it by Googling. Link to comment Share on other sites More sharing options...
Gari Posted May 1 #7 Share Posted May 1 Thank you Link to comment Share on other sites More sharing options...
Babr Posted May 1 #8 Share Posted May 1 22 hours ago, Eli_6 said: Question 1: Is the carnival insurance not offered on Australian/Asia cruises to US residents? I am about to finalize my booking for a Sydney to Singapore cruise and it is not offering me the option of insurance as far as I can tell. Question 2: What does it cover? I have a platinum amex that covers for free trip interruption, delay, etc. but it doesn't appear to cover any emergency medical or accidental bodily injury. Does the carnival insurance cover this? So you have discovered that in fact your Amex Platinum does not include $200,000 in medical coverage. Not to worry. Frequent travelers often pair credit card insurance with a medical only policy as an economical way to cover their trips. It can work as long as you understand that credit card insurance does not fully replace a comprehensive travel policy, and you are willing to assume the risk for the gaps in coverage. Amex provides $10,000 per trip ($20,000 a year) in cancellation/ interruption coverage. That gives you some protection unless you run afoul of the exclusions in the policy, or your total trip cost greatly exceeds the cap. Whatever you bought from Nationwide surely is better than the $10,000 medical/ $30,000 evacuation in the Carnival policy, if it were available. You may not have the coverage you thought you did with a premium card, but you do get other benefits like lounge access or hotel discounts. Link to comment Share on other sites More sharing options...
eclue Posted May 1 #9 Share Posted May 1 If you go to Squaremouth.com - you can shop medical insurance covering interruption, etc...Rates are much better than the Carnival insurance and costs the same or less. 2 Link to comment Share on other sites More sharing options...
lostsoulcruiser Posted May 1 #10 Share Posted May 1 May I suggest you try AIG Travel Guard. They usually have better coverage for better prices than Carnival insurance. The one claim I had to file with them, I was extremely happy. 1 Link to comment Share on other sites More sharing options...
Bill Miller Posted May 2 #11 Share Posted May 2 Cruise Critic has an informative forum section devoted to travel insurance. https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/ 2 Link to comment Share on other sites More sharing options...
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