Schooner Bar tends to have the most "unique" drinks on the menu. Otherwise just ask a bartender what he/she likes or if they have their own custom drink they like to make
There's zero benefit in paying it off early (by early I mean more than a couple weeks prior to final payment), unless having that money set aside is burning a hole in your pockets.
We got lucky last cruise. Despite us telling the concierge that if we were the only ones to request it, we didn't need to go, he did it anyway. We got our own private bridge tour.
Agreed. Just I only wish I could leave my house during a storm and not think about it 24/7. I was on a cruise last winter when temps at home reached -20. I was concerned what I might come back to. Thankfully all was fine.