Perhaps we live in different environments.
All our utility bills, local taxes, internet costs etc are on 12, 18 or 24 month contracts, with a constant monthly payment. Nothing to check, the payment is made automatically, and at the end of each contract period you renegotiate a new contract (although obviously not with the local council !) No need to constantly check bills, arrange payments etc.
As for credit cards, I have a standing variable direct debit, to pay off the full amount every month, but can challenge any unexplained charge at any time.
So, I can happily go on a three month cruise (I wish) without needing to worry about making any payments - everything is taken care of .