FL..NC Posted May 17, 2013 #1 Share Posted May 17, 2013 What is the best way to get good travel Insurance for the full world cruise? Link to comment Share on other sites More sharing options...
CruiserBruce Posted May 17, 2013 #2 Share Posted May 17, 2013 I would do some research at insuremytrip dot com. Great place to see all that is available. There is also a Cruise/Travel Insurance board, here: http://boards.cruisecritic.com/forumdisplay.php?f=635 Link to comment Share on other sites More sharing options...
Rare Scrapnana Posted May 17, 2013 #3 Share Posted May 17, 2013 I booked mine through Travel Guard. They tailored the policy to the areas I was most concerned with like medical costs, medical evacuation, etc. I did call about three or four companies rather than just looking on the websites to get what I wanted. If you have more questions, just ask. Link to comment Share on other sites More sharing options...
rkacruiser Posted May 17, 2013 #4 Share Posted May 17, 2013 I usually use Travel Guard for my travel insurance. But, for the world cruise, their insurance maximum would not cover the entire cost of the cruise. (It may be different now, however.) I had to use Access America since they would cover the full cruise cost. I had an accident during the cruise (did not keep me from continuing the trip, though). There were some medical bills due to that accident that I incurred upon returning home. If I had been able to buy the policy from Travel Guard, they would have covered some of those costs. Access America would not do so. Link to comment Share on other sites More sharing options...
Rare Gail & Marty sailing away Posted May 18, 2013 #5 Share Posted May 18, 2013 I usually use Travel Guard for my travel insurance. But, for the world cruise, their insurance maximum would not cover the entire cost of the cruise. (It may be different now, however.) I had to use Access America since they would cover the full cruise cost. I had an accident during the cruise (did not keep me from continuing the trip, though). There were some medical bills due to that accident that I incurred upon returning home. If I had been able to buy the policy from Travel Guard, they would have covered some of those costs. Access America would not do so. Is Travel Guard the same price as Access America?? Link to comment Share on other sites More sharing options...
rkacruiser Posted May 18, 2013 #6 Share Posted May 18, 2013 Is Travel Guard the same price as Access America?? I am not sure. I have not used Access America since 2008 because of my experience with them in 2008. Link to comment Share on other sites More sharing options...
Rare Gail & Marty sailing away Posted May 19, 2013 #7 Share Posted May 19, 2013 We have had 4 claims with Access America and never had a problem .. Link to comment Share on other sites More sharing options...
Rare Keith1010 Posted May 19, 2013 #8 Share Posted May 19, 2013 There are many policies to consider. I use http://www.insuremytrip.com to find the policies and to do a comparison. Keith Link to comment Share on other sites More sharing options...
CruisinTexans Posted May 21, 2013 #9 Share Posted May 21, 2013 We've used Travel Guard for all four of or world cruises. Prices vary according to age of insured and total cost of trip (varies by cabin category booked). Fortunately we have never had a claim, but others on the boards who have used Travel Guard speak highly of it. Link to comment Share on other sites More sharing options...
FL..NC Posted May 21, 2013 Author #10 Share Posted May 21, 2013 I think my age is the problem with most of the travel insurance co. Age is the problem and 113 day. 73 & 80 yrs old But young at heart. Link to comment Share on other sites More sharing options...
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