iuki Posted July 22, 2015 #1 Share Posted July 22, 2015 Are there any benefits other than the "rewards" points? Also, what is covered under the travel insurance provided by the VISA card? I have searched and searched and have been unable to get the "details", even on the RCCL website. :o Link to comment Share on other sites More sharing options...
fredflint Posted July 22, 2015 #2 Share Posted July 22, 2015 you need to look at the credit card web site also here http://www.royalcaribbean.com/content/en_US/pdf/visa/visaroyal-web-program-rules-10-01-2014.pdf https://www.bankofamerica.com/credit-cards/products/royal-caribbean-credit-card.go Link to comment Share on other sites More sharing options...
FLACRUISER99 Posted July 22, 2015 #3 Share Posted July 22, 2015 Are there any benefits other than the "rewards" points? Also, what is covered under the travel insurance provided by the VISA card? I have searched and searched and have been unable to get the "details", even on the RCCL website. :oPersonally IMO there are much better Travel cards out there. Link to comment Share on other sites More sharing options...
Cruisin'4Us Posted July 22, 2015 #4 Share Posted July 22, 2015 Our 'other' card pays back 2.0% (2.2% if used on travel) on every purchase. You may need to directly contact the people who handle the Royal card to find out specifics on the other benefits of service (including travel insurance.) Visa benefits vary depending on the specific type of Visa card (same with Mastercard.) Link to comment Share on other sites More sharing options...
gma22 Posted July 22, 2015 #5 Share Posted July 22, 2015 I received my rccl visa and used it on 7-14-15 and paid the cruise. The special offer is 10,000 points (which is equal to $100 obc) if it is used in the first 65 days. My rewards account is showing no points. Do I have to wait until the 65 days are up before they will show up on my account? Thanks Link to comment Share on other sites More sharing options...
RiotAct Posted July 22, 2015 #6 Share Posted July 22, 2015 I received my rccl visa and used it on 7-14-15 and paid the cruise. The special offer is 10,000 points (which is equal to $100 obc) if it is used in the first 65 days. My rewards account is showing no points. Do I have to wait until the 65 days are up before they will show up on my account? Thanks I'd call the number on the back of the card and talk to a rewards specialist to be sure, but I've found this is usually the case. I signed up for a Barclays AADVANTAGE MasterCard several months back, and they had a promo where you got 50,000 points for signing up and getting approved. But, the points took around 8 weeks to be credited to my account. Link to comment Share on other sites More sharing options...
Clarea Posted July 22, 2015 #7 Share Posted July 22, 2015 I received my rccl visa and used it on 7-14-15 and paid the cruise. The special offer is 10,000 points (which is equal to $100 obc) if it is used in the first 65 days. My rewards account is showing no points. Do I have to wait until the 65 days are up before they will show up on my account? Thanks I've read that it can take one or two billing cycles for the bonus points to show up. Link to comment Share on other sites More sharing options...
gma22 Posted July 22, 2015 #8 Share Posted July 22, 2015 Thank you everyone! Link to comment Share on other sites More sharing options...
luvscruising2007 Posted July 22, 2015 #9 Share Posted July 22, 2015 I received my rccl visa and used it on 7-14-15 and paid the cruise. The special offer is 10,000 points (which is equal to $100 obc) if it is used in the first 65 days. My rewards account is showing no points. Do I have to wait until the 65 days are up before they will show up on my account? Thanks It shows up on your statement. Link to comment Share on other sites More sharing options...
iuki Posted July 22, 2015 Author #10 Share Posted July 22, 2015 We have AAA VISA Signature cards with much better rewards. However my DH now has the RCCL VISA Signature and I suggested he just use it to pay for cruises on RCCL for the double points. That's why I was wondering if there are any other benefits, e.g., any discounts or specials that are offered to card holders. Apparently not. Thanks. Link to comment Share on other sites More sharing options...
sojodave Posted July 22, 2015 #11 Share Posted July 22, 2015 I just redeemed my 10,000 points toward $100 onboard credit. It was pretty easy and now I'm thinking about paying my mortgage by that card to get even more points....:D Link to comment Share on other sites More sharing options...
CECE1112 Posted July 22, 2015 #12 Share Posted July 22, 2015 My husband and I each got the RCCL Visa just after booking our cruise. We both used them for everything - bills, groceries, starbucks. We now have $700 OBC for our trip. Free drink package! They will stay in the wallet until we book our next cruise. Since we bank at BOA it was easy to transfer funds weekly to cover what we had charged. Always had a zero balance by the time the billing cycle ended. Link to comment Share on other sites More sharing options...
MaiseyM Posted July 22, 2015 #13 Share Posted July 22, 2015 You can pay a mortgage with the credit card? I don't think I have ever heard of that. Link to comment Share on other sites More sharing options...
iluvit! Posted July 22, 2015 #14 Share Posted July 22, 2015 I'm able to pay my cable and electric bills, but the auto note does not allow ccs, Link to comment Share on other sites More sharing options...
Ollie_WA Posted July 23, 2015 #15 Share Posted July 23, 2015 I just cashed in 150,000 points for $1500 OBC for our cruise n September. Once we get back we will stop using it....not worth it when there are so many other travel award cards to use. Link to comment Share on other sites More sharing options...
jewopaho Posted July 23, 2015 #16 Share Posted July 23, 2015 Cruises are relatively cheap ... and there are often deals to be had. It's the airfare that balloons the cost of a vacation, especially if you're going overseas, or live in an area that does not have particularly good airline service. For this reason, both my wife and I use our Capital One Venture Cards exclusively ... 2 miles for every dollar spent; no blackout periods; good for travel on any airline; no foreign currency conversion fee, and several more nice perks. The cost ($59 after the first complimentary year) is well worth it for us. Our Alaska adventure (fly to Fairbanks, return from Vancouver) cost us zero in airfare ... savings of about $1700. If by chance you haven't gathered enough miles for a particular flight, you can purchase your vacation (doesn't have to be airfare exclusively) using the card, and deduct what you have accumulated, dollar for dollar, from the overall cost ... it just has to be within a 90-day period. So you can actually apply the points toward a cruise, if you so desire. We pay all our bills with the card ... from the supermarket to the Internet, and the miles add up quickly. If we feel that the balance is getting up there, we just go and pay it before we receive the statement ... we know that it doesn't enhance our credit scores, but we're in the 800's anyway, so it's of no consequence. We've had several proprietary cruise line credit cards, but have long since canceled them. Our Capital One card works best for us. Link to comment Share on other sites More sharing options...
iuki Posted July 23, 2015 Author #17 Share Posted July 23, 2015 Cruises are relatively cheap ... and there are often deals to be had. It's the airfare that balloons the cost of a vacation, especially if you're going overseas, or live in an area that does not have particularly good airline service. For this reason, both my wife and I use our Capital One Venture Cards exclusively ... 2 miles for every dollar spent; no blackout periods; good for travel on any airline; no foreign currency conversion fee, and several more nice perks. The cost ($59 after the first complimentary year) is well worth it for us. Our Alaska adventure (fly to Fairbanks, return from Vancouver) cost us zero in airfare ... savings of about $1700. If by chance you haven't gathered enough miles for a particular flight, you can purchase your vacation (doesn't have to be airfare exclusively) using the card, and deduct what you have accumulated, dollar for dollar, from the overall cost ... it just has to be within a 90-day period. So you can actually apply the points toward a cruise, if you so desire. We pay all our bills with the card ... from the supermarket to the Internet, and the miles add up quickly. If we feel that the balance is getting up there, we just go and pay it before we receive the statement ... we know that it doesn't enhance our credit scores, but we're in the 800's anyway, so it's of no consequence. We've had several proprietary cruise line credit cards, but have long since canceled them. Our Capital One card works best for us. Both my husband and I have a AAA Signature VISA credit cards that we get cash back. This allows us to use the rewards toward any purchase, which we like. There is no annual fee. The only benefit it does not offer is the free foreign conversion. I have decided that when we eventually cruise to Europe, I will apply for a Capital One card if there is one without an annual fee and does not charge a conversion fee for foreign purchases. Thanks for the info. Link to comment Share on other sites More sharing options...
mtebor Posted July 23, 2015 #18 Share Posted July 23, 2015 I just cashed in 150,000 points for $1500 OBC for our cruise n September. Once we get back we will stop using it....not worth it when there are so many other travel award cards to use. I fully agree. I had mine for years but will switch to a different card. Possibly an airline card as flights are so expensive Link to comment Share on other sites More sharing options...
nealstuber Posted July 24, 2015 #19 Share Posted July 24, 2015 (edited) I agree that there are lots of better cards out there - but there's something really nice about knowing we're a little closer to our next RCCL cruise with every purchase. Sure we could put the money aside from a more lucrative rewards program, but those mental barriers have a way of breaking down so we continue to use our RCCL cards and seldom pay more than the deposit for our cruise. Have used airline cards in the past, but have found ff availability overly restrictive and costly, especially since we usually book at the last minute. Edited July 24, 2015 by nealstuber Link to comment Share on other sites More sharing options...
cjdixon4 Posted July 24, 2015 #20 Share Posted July 24, 2015 Are there any benefits other than the "rewards" points? Also, what is covered under the travel insurance provided by the VISA card? I have searched and searched and have been unable to get the "details", even on the RCCL website. :o I started a thread on this several months ago, and you may benefit from some of the discussion. http://boards.cruisecritic.com/showthread.php?t=2177242 Link to comment Share on other sites More sharing options...
JulieRose Posted July 24, 2015 #21 Share Posted July 24, 2015 We don't fly to port so we use our RC card for everything. (We'll take the train to Bayonne and will be living in south FL by the time Allure sails) We plan on paying for everything on our Anthem cruise with it and collecting tons of double points for obc on our Allure cruise. Not sure what we'll do when we get back from Allure. That's way too far in the future for me to bother thinking about now. Link to comment Share on other sites More sharing options...
MaiseyM Posted July 24, 2015 #22 Share Posted July 24, 2015 I get the mental breakdown of wanting to hold it one RCCL card. I too have Capital One and like it for the same reason. We charge almost anything we can and haven't used the points in a Long time. I'll be cashing in for my next two cruises. I like how it covers hotels, taxis, air, cruises, and anything else associated with travel. Link to comment Share on other sites More sharing options...
RocketMan275 Posted July 24, 2015 #23 Share Posted July 24, 2015 Are there any benefits other than the "rewards" points? Also, what is covered under the travel insurance provided by the VISA card? I have searched and searched and have been unable to get the "details", even on the RCCL website. :o Suggest you use your favorite search engine and research the best cards for travel. Cruise company cards are generally not recommended since you can get far better results. Others may disagree but we prefer cash back cards. Cash can always be combined with any other offers. Cash can be used on multiple cruise lines so you're not locked into a specific line. And, cash back cards can provide much greater benefits. Our Sam's card pays 3% on travel including cruise lines. Link to comment Share on other sites More sharing options...
iuki Posted July 24, 2015 Author #24 Share Posted July 24, 2015 I started a thread on this several months ago, and you may benefit from some of the discussion. http://boards.cruisecritic.com/showthread.php?t=2177242 Thank you for the link. It was very informative. I talked my husband into just using the card for RCCL cruises for the double points. He can use the card for our monthly bill for home security to keep the card active. He is now using our BofA AAA Signature VISA for our cash rewards. By the way, what was your final decision regarding the RCCL VISA? Link to comment Share on other sites More sharing options...
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