Travel insurance

[cruiser123!]

Bob, if this isn’t allowed, please delete with my apologies

 

Is there a particular trip insurance company you would recommend? We’re booking July ‘19 Caribbean and I’m not going to take any chances

 

Thanks!

[Clarea]

Bob, if this isn’t allowed, please delete with my apologies

 

Is there a particular trip insurance company you would recommend? We’re booking July ‘19 Caribbean and I’m not going to take any chances

 

Thanks!

I have used these sites with good results:

 

 

www.insuremytrip.com

 

www.squaremouth.com

 

www.quotewright.com

 

www.tripinsurancestore.com

[awestover89]

I like TravelGuard personally, mainly because their Gold Plan includes cancel for work reasons at no extra charge which is a must for us.

[easyboy]

Check out insuremytrip.com or tripinsurancestore.com for choice of insurance company, plans and premium rates

 

 

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[Jasonmom]

I like Travelguard.

 

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[jmdx2]

Best place to purchase insurance? Why?

 

 

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[Clarea]

Best place to purchase insurance? Why?

 

 

www.insuremytrip.com

 

www.squaremouth.com

 

www.quotewright.com

 

www.tripinsurancestore.com

[JMG]

Always go to a third party insurer...just in case!

 

If the cruise line goes belly up...their insurance could be worthless. We have used Insuremytrip and I needed to go medical for a somewhat minor issue. My home health insurance did not cover out of country travel. I was reimbursed without any problem.

 

You never know when something might happen. loss of a parent, traffic accident, bad snow storm..on an island you might get stung by an insect and have some problems, and possibly falling on the ship or ashore and needed ortho treatment. Yes...it is additional cost, but it is also peace of mind!

[jmdx2]

www.insuremytrip.com

 

 

 

www.squaremouth.com

 

 

 

www.quotewright.com

 

 

 

www.tripinsurancestore.com

 

 

 

Thank you I just saw the other post. Are you not able to delete?

 

 

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[Clarea]

Thank you I just saw the other post. Are you not able to delete?

No, you cannot delete, but I can merge the threads. Give me a minute.

[cruiser123!]

Thanks everyone!!

[cruizers]

Thanks everyone!!

 

One more: Travelex

[payitforward]

If you booked through a TA, it's also a good idea to ask him/her for recommendations. Once you discuss exactly what kinds of things you want or need covered, they can provide options to meet those needs.

[Keith1010]

Companies like insuremytrip.com which we often use and many of the others mentioned allow one to see several companies providing insurance. They do not provide the insurance themselves.

 

They offer an easy way to compare policies.

 

From there you need to decide what policy works best for you.

 

We prefer one that act as the primary insurer meaning that if we have a health issue during our cruise we can submit bills directly to them rather then first submitting to our own insurance company knowing they will turn it down. It saves time for us.

 

Read the policies carefully and there is no perfect one that works for everyone.

 

Keith

[xxoocruiser]

Also check out Nationwide Insurance . It has 3 cruise plans that do not have to be purchased until the day prior to final payment including not having to purchase insurance earlier to receive a pre-existing condition waiver.

[slyster]

Is there one you might choose for a European cruise and pre-cruise stay? Or do they all just offer different options? I would prefer someone who offers "cancels for any reason".

[Clarea]

Is there one you might choose for a European cruise and pre-cruise stay? Or do they all just offer different options? I would prefer someone who offers "cancels for any reason".

Any of the companies linked on post #2 have phone numbers where you can call and talk to very helpful reps.

[hmorrow]

Is there one you might choose for a European cruise and pre-cruise stay? Or do they all just offer different options? I would prefer someone who offers "cancels for any reason".

 

Most companies offer the cancel for any reason- it is just much more expensive.

Helaine

[sellwingri]

I’ve used Allianz for several years and actually had to file a claim. I had to see the doctor on a cruise in Sept and they paid my claim within days of receiving my receipt of payment from the ship.