mattR Posted August 29, 2019 #1 Share Posted August 29, 2019 My mom may be joining us for a cruise however my father will not mainly due to his health. Is there insurance that would allow my Mom to cancel her cruise if my Dads health got worse even though he isn't cruising? Would he have to be hospitalized in order to make a claim? Also we are from Canada. Do you have to book flights and cruise together for insurance to cover both? Link to comment Share on other sites More sharing options...
LewLewBelle Posted August 29, 2019 #2 Share Posted August 29, 2019 Yes there is but you have to take it out within 14 days for preexisting conditions. We buy ours through Allianz but check with cruise line to see if they have the same time frame. Link to comment Share on other sites More sharing options...
spookwife Posted August 29, 2019 #3 Share Posted August 29, 2019 in the US we have an option for 'cancel for any reason' otherwise you'd have too find a policy that specially allows canceling for another's illness and research exactly what the restrictions and conditions are Link to comment Share on other sites More sharing options...
Clarea Posted August 29, 2019 #4 Share Posted August 29, 2019 4 hours ago, mattR said: My mom may be joining us for a cruise however my father will not mainly due to his health. Is there insurance that would allow my Mom to cancel her cruise if my Dads health got worse even though he isn't cruising? Would he have to be hospitalized in order to make a claim? Also we are from Canada. Do you have to book flights and cruise together for insurance to cover both? Check out these sites for insurance: www.insuremytrip.com www.squaremouth.com www.quotewright.com www.tripinsurancestore.com Link to comment Share on other sites More sharing options...
Ourusualbeach Posted August 29, 2019 #5 Share Posted August 29, 2019 (edited) The OP is from Canada, I do not believe any of the recommendations for US insurers are applicable. OP. Many of the policies will have pre existing clauses and cancel for any reason must be purchased within a certain number of days of booking the trip. I would suggest calling Manulife as they sell travel insurance, Flights and cruise can be booked separate it is the total $ amount of the covered trip that matters. Edited August 29, 2019 by Ourusualbeach Link to comment Share on other sites More sharing options...
Clarea Posted August 29, 2019 #6 Share Posted August 29, 2019 8 minutes ago, Ourusualbeach said: The OP is from Canada, I do not believe any of the recommendations for US insurers are applicable. ... Insuremytrip.com and squaremouth.com offer insurance to Canadian residents. Also found these: https://www.travelguard.ca/ http://www.bluecross.ca/en/products/travel-coverage.html https://www.coverme.com/travel-insurance/travelling-canadians.html?province=ON&agecode=0 Link to comment Share on other sites More sharing options...
Ourusualbeach Posted August 29, 2019 #7 Share Posted August 29, 2019 3 minutes ago, Host Clarea said: Insuremytrip.com and squaremouth.com offer insurance to Canadian residents. Also found these: https://www.travelguard.ca/ http://www.bluecross.ca/en/products/travel-coverage.html https://www.coverme.com/travel-insurance/travelling-canadians.html?province=ON&agecode=0 Thanks Bob, I had heard from a client a few days ago that at least one insurer that had offered insurance to Canadians had stopped recently. I know there have been a lot of changes recently. Even Royal had to stop selling direct to residents of NY. Link to comment Share on other sites More sharing options...
Another_Critic Posted August 29, 2019 #8 Share Posted August 29, 2019 Check the credit card you used to pay for the cruise. See if it has a Trip Cancellation benefit. Link to comment Share on other sites More sharing options...
Queen of Oakville Posted August 29, 2019 #9 Share Posted August 29, 2019 @mattR I get my insurance through RBC. I've had to make claims in the past and RBC had been amazing to deal with. I've never had issue getting reimbursed. I just buy the annual travel plan now and renew it every march break. I would call them and see how they would insure your mother's situation. If it is insurance coverage they offer, then I would recommend them. Worth noting, I don't bank with RBC for any other purpose, but I am very satisfied with their insurance product. Link to comment Share on other sites More sharing options...
mattR Posted August 30, 2019 Author #10 Share Posted August 30, 2019 Thanks for the info Link to comment Share on other sites More sharing options...
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