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I found this useful article: How to avoid paying bank fees.

 

"If you withdraw money from an international ATM with your regular debit card, you’ll be hit with 3 different fees:

  1. Your bank’s fee for using an ATM outside of their network (usually $2.50-5 USD)
  2. The ATM’s fee (usually $3-5 USD)
  3. An international conversion fee (usually 1-3% of the transaction)"
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12 hours ago, bulldogcruisers said:

Are the ATM at the Auckland airport a good source for local money or is it better to use an ATM in city center. Have never used one before and any help would be appreciated.

Why do you need cash / NZ$ . ? Tap and go what you need . Coffee , beer,  lunch.  

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I was in NZ in Nov. I had $80 left over from last time I was there and I spent about $30 in cash. I like to have some money so if I go in a church for example, I like to leave a donation or buy a postcard. Everything else I bought, some for as little as $4, I used the tap and go.

 

My bank here in Aus recommended a certain bank in NZ that I would charged the minimum fees, so to go to one of their ATM's if I needed cash. I didn't and I've got plenty left over for next time 😊

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