Markanddonna Posted August 17 #1 Share Posted August 17 Will travel insurance cover our expenses if we choose to fly in on the same day of the cruise? We will have a very early morning direct flight to Boston, and the sailing is at 4PM. Link to comment Share on other sites More sharing options...
Rare CDNPolar Posted August 17 #2 Share Posted August 17 (edited) 6 minutes ago, Markanddonna said: Will travel insurance cover our expenses if we choose to fly in on the same day of the cruise? We will have a very early morning direct flight to Boston, and the sailing is at 4PM. First, you must read your specific policy language. There is not one size fits all insurance. If you have cancellation / interruption insurance, then you should have coverage if there is a delay or cancelation that fits the covered reasons in your policy. All will depend on the reason for the cancel or delay of the air. In policies that I buy, this would constitute Trip Interruption insurance as that typically starts on the day of departure. Before that is cancellation. Look at the language of your policy - it will clearly state in the Trip Interruption policy section what is covered. Only your policy language can answer this question for you. Edited August 17 by CDNPolar Link to comment Share on other sites More sharing options...
iamtrustworthy Posted August 17 #3 Share Posted August 17 3 hours ago, Markanddonna said: Will travel insurance cover our expenses if we choose to fly in on the same day of the cruise? We will have a very early morning direct flight to Boston, and the sailing is at 4PM. Hi Markanddonna, Flying in the same day of the cruise does not void any coverages. Steve Dasseos Link to comment Share on other sites More sharing options...
happy cruzer Posted August 21 #4 Share Posted August 21 Most policies will state how long the delay must be to be covered. Some may require 12 hours. Link to comment Share on other sites More sharing options...
Rare GeezerCouple Posted August 21 #5 Share Posted August 21 6 minutes ago, happy cruzer said: Most policies will state how long the delay must be to be covered. Some may require 12 hours. Do any policies ever give a "minimum originally planned connection time", or similar guideline? That is, if someone allowed a 10 minute connection (say, purchasing two separate tickets, because an airline wouldn't issue that type of ticketing), and someone "missed" the connection [Surprise!😲]... would any costs/losses be covered? I mean, that's predictably very likely to cause a problem, although how bad/costly the problem is might not be known in advance. So are there any written "mimumum" connection times or other similar guidelines required, such that the traveler has to allow for somewhat "reasonable" timing for insurance to cover the costs of any subsequent problem? This isn't quite the same thing as "how long the delay must be", although it's related. If the delay was, say, 10 or even 24 hours (or other covered time period), but the traveler had only planned for a very short connection time... ?? GC Link to comment Share on other sites More sharing options...
cherylandtk Posted August 23 #6 Share Posted August 23 GC, There are a couple of points to address here: 1. There are set minimum connection times for each airport and airlines do have to keep to those limits when scheduling connecting flights. That said, many minimum connection times are too close for my comfort. 2. I think travel insurance policies that cover missed connections separately (in addition to travel delay) do not have a minimum connection time listed in their DOC. 3. In your example, I believe separate tickets too close together would be treated similarly to not leaving for the airport early enough and missing your flight. If the missed connection was not due to a documented flight delay, and it’s not in the DOC as a covered reason, it’s not covered. Link to comment Share on other sites More sharing options...
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