Casino bank question

[mhlcanada]

I plan to have a daily budget for casino play on the cruise and intend to transfer a set amount of refundable onboard credits daily to my casino bank for slot play. Can I cash out from the casino bank each night, rather than leaving it in the casino bank for subsequent play or transferring back to the stateroom account? I believe credit balance in the stateroom account will only be refunded via cheque post cruise. I rather take it in cash before I leave the ship. If you are not allowed to cash out from the casino bank each night,  can you cash out on the last night of the cruise or do you have to transfer back to your stateroom account and get your refund in the mail after the cruise?  

 

[karatemom2]

I asked my DH, and he said you can cash out any time - either every day or at the end of your cruise. Just go to the cashier, scan your medallion, and collect your cash. Easy Peasy!

[iamaqt2]

7 minutes ago, mhlcanada said:

I plan to have a daily budget for casino play on the cruise and intend to transfer a set amount of refundable onboard credits daily to my casino bank for slot play. Can I cash out from the casino bank each night, rather than leaving it in the casino bank for subsequent play or transferring back to the stateroom account? I believe credit balance in the stateroom account will only be refunded via cheque post cruise. I rather take it in cash before I leave the ship. If you are not allowed to cash out from the casino bank each night,  can you cash out on the last night of the cruise or do you have to transfer back to your stateroom account and get your refund in the mail after the cruise?  

 

You can cash out your casino bank at any time you'd like. Multiple times a day even as long as the cashier window is open.

[roxievegas]

when you start in the casino you will not be transferring your OBC to the "casino bank"

 

when you sit at the machine you enter the amount of money that you want to go into your "casino bank".  That amount is then charged to your cabin account, thus goes against any OBC that is on your cabin account.

 

We have a set amount that we will charge or put into our casino bank and we do not withdraw it on a daily basis.  First we may lose it all in the days play, so nothing to pull out.  Second, the amount that is left at the end of the day may be a few hundred dollars and we leave it there for the next day.  We have never had a problem carrying the balance over day to day.

 

We check our cabin account daily to check that the amount we charged in the casino is correctly charged to our cabin.  If you have $400 in OBC and you charged $200 in the casino, your account for the cabin charges will still show that you have $200 OBC left.   Down the road, you will owe if you charge more than your OBC.

[memoak]

Putting money on your casino bank is like any other shipboard transaction. That amount you put in your bank is a debit and there will be a corresponding debit against your account which will lower whatever OBC you have. Yes you can cash out nightly but you must actually play a decent amount or they will see it as using the casino as an ATM and you may be questioned or even be banned from doing it again

[skynight]

First things first. When you play the slots there is an option to charge play to your on board account. Your on board account may have non-refundable OBC and refundable OBC. From my experience the on board accounting system uses non refundable OBC first. Once that is used up it uses refundable OBC. If you have both refundable and non refundable in your account you can't designate which to use.

Second. When charging to your on board account you must play some. When you do play you can cash out at any time. 

[voljeep]

4 minutes ago, skynight said:

First things first. When you play the slots there is an option to charge play to your on board account. Your on board account may have non-refundable OBC and refundable OBC. From my experience the on board accounting system uses non refundable OBC first. Once that is used up it uses refundable OBC. If you have both refundable and non refundable in your account you can't designate which to use.

Second. When charging to your on board account you must play some. When you do play you can cash out at any time. 

will the time come ...

 

non-refundable OBC - $100

 

casino slot - load $100 charged to folio

 

win $10 - so balance shows $110 in casino bank - go to cash out - here's your $10 and $100 non-refundable OBC has been returned to your folio

 

loss $10 - so balance of $90 remains in casino bank or is returned to folio as non-refundable OBC

 

we have put a man on the moon - civilians doing a spacewalk - but we still use a 10 yard chain to mark first downs in football, and Princess can't figure out how to do this??

[skynight]

1 hour ago, voljeep said:

will the time come ...

 

 

What are you trying to say? What's wrong with the simple credit/debit system that uses up non refundable OBC first? How is the passenger faulted with this system? 

[memoak]

7 minutes ago, skynight said:

What are you trying to say? What's wrong with the simple credit/debit system that uses up non refundable OBC first? How is the passenger faulted with this system? 

People seem to think they can put money in the bank take a couple of spins on the slot and cash all the money out. It doesn’t work that way   It is like using free play you can’t cash out that money till you play it. The casino does not act like an ATM for peoples OBC

[JamieLogical]

I did exactly what the OP describes on my last two Princess sailings. I purchased AARP gift cards in the amount I intended to gamble over the course of each cruise and added them to my onboard account upon boarding. Each day, I would transfer my "daily budget" from my onboard account to my casino bank via a slot machine and then play as much (or as little) of my daily budget as I wanted. At the end of the night, or before playing the next day, I would go to the cashier and cash out my casino bank before transferring the next day's budge to my casino bank. It worked without issue or me, even though some days I did not play through my entire budget.

[skynight]

1 hour ago, memoak said:

People seem to think they can put money in the bank take a couple of spins on the slot and cash all the money out. It doesn’t work that way   It is like using free play you can’t cash out that money till you play it. The casino does not act like an ATM for peoples OBC

Fully aware of the process. 

[voljeep]

42 minutes ago, skynight said:

Fully aware of the process. 

are you also fully aware that ... some OBC stipulates that the OBC cannot be used for ... nevermind   it all goes into a pool and P can't  ...

 

until it can

[memoak]

55 minutes ago, JamieLogical said:

I did exactly what the OP describes on my last two Princess sailings. I purchased AARP gift cards in the amount I intended to gamble over the course of each cruise and added them to my onboard account upon boarding. Each day, I would transfer my "daily budget" from my onboard account to my casino bank via a slot machine and then play as much (or as little) of my daily budget as I wanted. At the end of the night, or before playing the next day, I would go to the cashier and cash out my casino bank before transferring the next day's budge to my casino bank. It worked without issue or me, even though some days I did not play through my entire budget.

Yes but you were playing with your own money not non-refundable OBC. Quite a difference

[voljeep]

1 minute ago, memoak said:

Yes but you were playing with your own money not non-refundable OBC. Quite a difference

like Shareholder OBC that clearly states ...

[blloyd78]

I have successfully cashed out all of my non-refundable OBC as cash (minus a few spins on the slots) several times now... 🤷‍♂️

[JamieLogical]

2 hours ago, memoak said:

Yes but you were playing with your own money not non-refundable OBC. Quite a difference

 

Some of the money I played with was our shareholders benefit $250.

 

Edited Monday at 10:40 PM by JamieLogical

[memoak]

1 hour ago, JamieLogical said:

 

Some of the money I played with was our shareholders benefit $250.

 

Was it non refundable ?

[JamieLogical]

1 hour ago, memoak said:

Was it non refundable ?

 

To my knowledge the shareholders' benefit is non-refundable.

[memoak]

16 minutes ago, JamieLogical said:

 

To my knowledge the shareholders' benefit is non-refundable.

According to Carnival cruises the shareholders benefit is not allowed to be used as casino credits so it sounds like you have been very lucky 

[Bgwest]

4 hours ago, blloyd78 said:

I have successfully cashed out all of my non-refundable OBC as cash (minus a few spins on the slots) several times now... 🤷‍♂️

And it took only 15 posts to get here. SMH