To date...the only cruise that I have cancelled myself was on Celebrity, where I was not using any GCs. That cruise (for Feb 2024) was to Israel & Egypt. Shortly after I cancelled (with no penalty...it was before final payment) Celebrity changed those ports to ports we had already done before, so I'm glad I was able to get it cancelled in time. That's still a bucket-list cruise for us...I just don't think that right now is the right time.