Thanks! We're taking 2025 off from cruising, so a daily overload of cruise info is no longer necessary. But I'll pop in once in a while.
As I said earlier, the value of credit card points is relative. It depends on your goals.
I'm a Marriott loyalist working towards Lifetime Gold Elite status. So, a free night per year and 15 stay credits is important to me. I use Chase Sapphire because their travel insurance is top notch, and I can transfer points 1:1 to Marriott.
I'm looking at the Delta card, because they have great connections to almost anywhere from the Midwest.
NCL is a very small portion of our travels, so I find other cards that better help me achieve my goals. I have to evaluate whether the dollars I would have to spend on the NCL card outweigh the benefits of those same dollars on other cards.