Refundable vs Non-Refundable OBC

[Heckah]

I'm going on a cruise in January and I would love to have a substantial bank of OBC when I walk on. 

 

I want to walk on the ship with about $1500 in OBC.  We have $500 already.  $200 came with the room, and $300 will come from the excursion perks (we have already pre-paid them).

 

We will probably play bingo and Deal or No Deal, and buy things in the shops and maybe do a spa thing, Cruise Next certificates, you name it.  It's likely we will blow through all of it.

 

On the off chance that we don't, would we get it back or is it a use it or lose it situation?  I'd just prefer to have as little on a credit card as possible.

 

Thanks

[vince_g]

You can purchase up to $1,000 OBC via your MyNCL.  OBC you purchase is 100% refundable.  NCL will use up your non-refundable OBC first.  You will have no trouble using up the $500 you are getting with your cabin.

[smplybcause]

If you buy it, it's refundable. If NCL gave it to you it's non-refundable. If your TA gave it you you have to ask them which it is. 

[lax19]

It depends on the order the cruise line applies your OBC.

 

The cruise line may apply your money first (refundable OBC) and once that is gone, they apply their money (non-refundable OBC).

 

or 

 

The cruise line applies their money first and then yours.

 

Princess applies their money first, than yours. I don't remember what NCL does.

 

I understand the desire to minimize charges to your credit card, but if you plan on buying additional OBC, why not stash that money away and use it to pay your CC after the cruise.  This way, the money stays under your control.

 

 

[hallux]

4 hours ago, Heckah said:

$300 will come from the excursion perks (we have already pre-paid them)

 

Your trip has 6 ports?  Just making sure you're aware it's $50 per stateroom per port, not $50 per person so you're not counting on the $150 if you only have 3 ports.

[Tigeroy]

Hi All-

 

Looking for clarification!

 

Ok so I have the $50 per stateroom excursion 'perk' too.  Say I pre-book and pay for an excursion costing $150.00 that gets cancelled for whatever reason.  Do I get my $100 put back into my shipboard account or does it become a credit on a future NCL cruise?  I was always under the impression that it would go back onto my shipboard account. What would happen to my $50 'perk' then?  

[Megalyn]

Your perk doesn’t get applied until after the excursion.  So if you pay $150 and go, you get $50 back.  If you don’t go, you get the $150 back.  If you don’t book a replacement for that day you lose the credit.

 

If your onboard account is negative with refundable credit at the end of the cruise, you receive a check several weeks later.  That happened on my last cruise since I had booked excursions early so I could budget one per month.  One was cancelled due to weather;  the other I cancelled since I wasn’t feeling well.

[InfrequentPNWCruiser]

11 minutes ago, Tigeroy said:

Hi All-

 

Looking for clarification!

 

Ok so I have the $50 per stateroom excursion 'perk' too.  Say I pre-book and pay for an excursion costing $150.00 that gets cancelled for whatever reason.  Do I get my $100 put back into my shipboard account or does it become a credit on a future NCL cruise?  I was always under the impression that it would go back onto my shipboard account. What would happen to my $50 'perk' then?  

If you pre-booked and paid then the cancelled excursion would be credited (the whole $150)  to your onboard account. If you wanted to get the shore excursion credit you would need to book a new excursion on-board and the credit would apply after you took the excursion. Shore excursion credits only occur when proof of your attendance is recorded. If you booked an excursion but skipped it, you wouldn't get the credit.

[ggTexasGal]

8 minutes ago, Tigeroy said:

Hi All-

 

Looking for clarification!

 

Ok so I have the $50 per stateroom excursion 'perk' too.  Say I pre-book and pay for an excursion costing $150.00 that gets cancelled for whatever reason.  Do I get my $100 put back into my shipboard account or does it become a credit on a future NCL cruise?  I was always under the impression that it would go back onto my shipboard account. What would happen to my $50 'perk' then?  

If you pre-book and pay for excursions that are canceled by NCL you would get the price you paid added to your account as a REFUNDABLE Credit.  However, unless you replace that excursion with another, or don't take any NCL excursion at port, you will NOT get the excursion credit! ...USE or LOSE!!!

IMPORTANT TO NOTE:  If you look at your "Amenities Invoice from NCL, and you have multiple lines of ON-BOARD CREDIT, be sure to read each one completely.  Sometimes it can look like you have "refundable credit", BUT, on the line above, there might be a "non-."  Happens often for us!!!

[Heckah]

1 hour ago, hallux said:

 

Your trip has 6 ports?  Just making sure you're aware it's $50 per stateroom per port, not $50 per person so you're not counting on the $150 if you only have 3 ports.

 

I took advantage of the new promo, so I get $100 per port instead of the airfare.

[ggTexasGal]

5 minutes ago, Heckah said:

 

I took advantage of the new promo, so I get $100 per port instead of the airfare.

Yes, as long as you complete the excursions at each port!

 

[hallux]

1 hour ago, Heckah said:

 

I took advantage of the new promo, so I get $100 per port instead of the airfare.

Right, forgot about that...

[Tigeroy]

Thank you everyone!  

[Mikel1733]

Question, we are on a 13 day sailing with the $50 credit per room per port.  We have booked NCL excursion in 10 ports so we will have $500 credit by end of cruise.  If this is a non-refundable credit, can you go to the casino and get cash to play and then not play as a way to get the money?  We've already paid everything in full including the tips.

[sanger727]

On ‎10‎/‎2‎/‎2019 at 10:21 PM, Mikel1733 said:

Question, we are on a 13 day sailing with the $50 credit per room per port.  We have booked NCL excursion in 10 ports so we will have $500 credit by end of cruise.  If this is a non-refundable credit, can you go to the casino and get cash to play and then not play as a way to get the money?  We've already paid everything in full including the tips.

Why pre-pay the excursion to get $500 back that you now have to use. You can pre-book the excursions without paying for them when you have the shore excursion credit. That way you'll be able to apply the $500 against the cost of the excursions.

[luckyinpa]

i just got off the phone with a TA..does this sound correct as far as procedure

 

she said NCL is giving me 200, then there's a 150 bonus of some kind from the agency. she said that 350 cannot be used for DSC and not refundable . i could buy one SDP and soda pack to burn the 200 and 2 clamshells on DSC and easily use the remainder by playing expensive games in the arcade 🙂

 

however TA is giving me 755 and she said 1st day you go to the front desk and tell them to use it for DSC and she said that charge wont show up till the end of the trip. (i guess you do this so they dont use your CC??)

 

she said if you have anything left from the 755 that NCL puts it back on your CC that you have on file..

 

does this sound correct?

 

 

[smplybcause]

If the TA gives you refundable OBC it will be used against the DSC. And the DSC will show on your account each day.