Thanks, sounds like a plan. I'll buy whatever's included in the basic drink package. 😉
If you got a 20% discount, I think you're the leader in the clubhouse. I doubt anyone will do better.
1. I wasn't referring to cruise line insurance. Several agencies have contracts with name brand third party insurance companies and offer slightly reduced rates and often a waiver of pre-existing conditions. That's important for anyone with some sort of medical concern as well as anyone with relatives with medical concerns. The TA also provides some additional OBC.
2. TAs are no different than anyone else, they occasionally make mistakes. Maybe they book the wrong cruise, maybe they miss final payment, perhaps they were confused about something and misrepresented the cruise or some other part of your trip. Who pays for those errors?