We were in Alaska last August. We had a UTV accident on a Celebrity shore excursion. The shore excursion manager was with us so was aware of the accident. I broke my wrist and found my way to the ER while everyone else headed back to the ship. The only thing I was told was that they would let the captain know in case I wasn’t back in time. I did make it back to the ship with a splint (got a cast once home). I was unable to get pain meds because I barely made it back to the ship as it was.
I also Injured my knee and once I arrived home found that I also tore my rotator cuff, labrum, and biceps. I have since had surgery for that. Almost 9 months later I am still having issues with my wrist, shoulder is healing, but knee is still messed up. I never received a call or anything from anyone on the ship, not even the shore excursion manager that was with us. I did have insurance. Took months to pay, but I did get a little bit of $ back, but not close to what everything cost.