Insurance: Am I allowed to suggest a good provider?

[room010]

Not sure about the board rules on recommending a company who seem to be on the ball with very ccompetitive rates, especially for seniors. Can someone clarify please?

[Kinkacruiser]

Not sure about the board rules on recommending a company who seem to be on the ball with very ccompetitive rates, especially for seniors. Can someone clarify please?

 

I've seen it done on this board. Share the good news :D

[rkmw]

Not sure about the board rules on recommending a company who seem to be on the ball with very ccompetitive rates, especially for seniors. Can someone clarify please?

 

you can mention insurance companies

[Kinkacruiser]

Not sure about the board rules on recommending a company who seem to be on the ball with very ccompetitive rates, especially for seniors. Can someone clarify please?

 

Sorry double post

[DT1304]

The suspense is killing me. :D

[room010]

OK then, it's 1 Choice (online and via phone). I was quoted $49 and my 81 going on 40yr old father $150. True, we don't have any serious pre existing health issues but many insurance companies just aren't interested in seniors his age so I thought $150 was very reasonable. He had to pay MUCH more on previous cruises with other companies. Each person will have different circumstances of course so quotes will differ but overall it seems like a good deal.

[bobhsv]

OK then, it's 1 Choice (online and via phone). I was quoted $49 and my 81 going on 40yr old father $150. True, we don't have any serious pre existing health issues but many insurance companies just aren't interested in seniors his age so I thought $150 was very reasonable. He had to pay MUCH more on previous cruises with other companies. Each person will have different circumstances of course so quotes will differ but overall it seems like a good deal.

 

Thanks, will keep them in mind for next time. My congratulations to your Dad, 81 and no pre existing....wow:)

Jen

[room010]

I know! I hope I've inherited his good DNA. So far, so good......

[rkmw]

I know! I hope I've inherited his good DNA. So far, so good......

 

can you provide a link please, i googled and came up with first choice

[room010]

SO SORRY!!!! It's

 

1 COVER, not Choice :o

 

Maybe my DNA isn't so good after all. Apologies again. How embarrassment.

[Kiwi Kruzer]

Thanks.

I see they have a NZ site as well:)

 

 

[joejoe 59]

We have 1cover insurance at the moment for our upcoming cruise. I got it on line, but i rang with a query the other day & the answered all my questions.:D

[rkmw]

SO SORRY!!!! It's

 

1 COVER, not Choice :o

 

Maybe my DNA isn't so good after all. Apologies again. How embarrassment.

 

1 cover is not the best for over 60's....we had a yearly policy with them a few years back but they cut it out for seniors....i think there's cheaper ones out there

[Aus Traveller]

We have an annual policy with Travel Insurance Direct. :) Another insurance to consider is the 'free' one with credit cards. This covers people up to age 80. A certain amount of the overall trip cost has to be paid on the card and this amount varies terribly, depending on the bank. With our ANZ card we have to put at least $250 on the card.

[room010]

Of course it depends how much cover you're comfortable with. We prefer as comprehensive as possible to include cancellation for any reason, lost bags, theft, full medical cover (including medivac if necessary), missed flights, and so on. I don't think $150 for an 81yr old is too bad at all. Several companies we asked wont touch anyone over 75, let alone 80.

 

Anyway, I'm just putting it out there. It's up to everyone to do their own due diligence.

[karmac]

I've used 1cover for all but our first two cruises. Fortunately, we've never had to make a claim:)

[johndon]

They are all good UNTIL YOU MAKE A CLAIM. The the truth and their real worth comes out.

 

John

[Aus Traveller]

They are all good UNTIL YOU MAKE A CLAIM. The the truth and their real worth comes out.

 

John

We were very pleased by the way the 'free' Visa card insurance treated our large claim and also a very large claim from our son (separate trip).

[fishtaco]

My vote is for TID,I used to use 1 cover but TID is cheaper and just as good. Even cheaper when you have their current discount code.

 

Den

[room010]

Thanks for that suggestion. I'll ask for a quote and report back.

[whimsy7]

southern cross insurance is competitive too

[brad_p]

Please make sure you read (and understand!) all of the policy conditions and exclusions.

 

It's too late once a claim has been made, you can't say "I didn't know that".

 

Remember, all insurance policies have some kind of exclusions/limitations ;-D

[NSWP]

We use Budget Direct Insurance (Mondial) had a $17000 claim with them for March last year, cancelled flights, cruise, land travel, rail travel, South America, USA/Canada. They paid the lot, albeit after the doctors reports went to and fro. They even paid up for unused Brazil visas. Their premiums were quite competitive too.

[Mum81]

SO SORRY!!!! It's

 

1 COVER, not Choice :o

 

Maybe my DNA isn't so good after all. Apologies again. How embarrassment.

 

Thanks for the tip. Got a great price for my parents aged 61 & 74!

[tickford]

We've insured with 1 Cover in the past, had to make a full claim on one trip and got everything back, took a while due to doctors reports ect but we did get refunded.

This time using CC insurance cover.