jennyau Posted August 8, 2013 #251 Share Posted August 8, 2013 1st time cruiser here. Where do you guys get your cash from? I've been looking at the post office. Sent from my GT-I9100T using Forums mobile app Link to comment Share on other sites More sharing options...
Aus Traveller Posted August 8, 2013 #252 Share Posted August 8, 2013 1st time cruiser here. Where do you guys get your cash from? I've been looking at the post office. Sent from my GT-I9100T using Forums mobile app The Post Office has good rates, but you have to buy a minimum of AUD$200 of any currency and you cannot nominate particular size notes. We often buy a 'currency pack' from ANZ that gives us a mixture of notes. Link to comment Share on other sites More sharing options...
jennyau Posted August 8, 2013 #253 Share Posted August 8, 2013 The Post Office has good rates, but you have to buy a minimum of AUD$200 of any currency and you cannot nominate particular size notes. We often buy a 'currency pack' from ANZ that gives us a mixture of notes. I'm sailing with RCI so USD it is.....and I was thinking AUD$500 as that is what I was going to put on my sea pass card. Most other things I am prepaying. Looks like the post office is a good idea then. Thanks for that. Sent from my GT-I9100T using Forums mobile app Link to comment Share on other sites More sharing options...
The_Big_M Posted August 8, 2013 #254 Share Posted August 8, 2013 At least we have 90 cents again, up we go, I need to buy for South America, they love the USD there. Hmm, don't get carried away. It's still down from 92 where it was before the interest rate fall was intimated. But there's resistance at that level, so it would take something significant to go past there. OTOH, there's a fair bit of space before it reaches support on the downward side. Link to comment Share on other sites More sharing options...
The_Big_M Posted August 8, 2013 #255 Share Posted August 8, 2013 No major reasons, simply a personal feeling, that's all:) I had thought it may drop to the low 80's. If we could predict, we would all be richer! Yeah, nobody can predict currencies. But there are both short term events that can impact, as well as long-term trends that influence it. There was just a lot of talking down lately... which is what the RBA's been trying to encourage for many months. Link to comment Share on other sites More sharing options...
The_Big_M Posted August 8, 2013 #256 Share Posted August 8, 2013 Dollar is up cause of Chinese Data. Also because the interest rate cut wasn't worst case, and USD weakness due to fears that the US Federal Reserve would start tapering bond purchases in the near term. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 8, 2013 #257 Share Posted August 8, 2013 I'm sailing with RCI so USD it is.....and I was thinking AUD$500 as that is what I was going to put on my sea pass card. Most other things I am prepaying. Looks like the post office is a good idea then. Thanks for that. Sent from my GT-I9100T using Forums mobile app If you want to prepay an amount for on-board expenses, you can gift yourself some credit, you pay now and use it later when cruising. Once on-board, your account will the non refundable credit (OBC from the TA and the like) first so what ever is left (as long as it is refundable credit) may be refunded to your credit card.:D Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 8, 2013 #258 Share Posted August 8, 2013 Yeah, nobody can predict currencies. There was just a lot of talking down lately... which is what the RBA's been trying to encourage for many months. Yes, they have wanted it lower for a long time now.:D Link to comment Share on other sites More sharing options...
jennyau Posted August 8, 2013 #259 Share Posted August 8, 2013 If you want to prepay an amount for on-board expenses, you can gift yourself some credit, you pay now and use it later when cruising. Once on-board, your account will the non refundable credit (OBC from the TA and the like) first so what ever is left (as long as it is refundable credit) may be refunded to your credit card.:D They would use RCI's conversion rate wouldn't they? Sent from my GT-I9100T using Forums mobile app Link to comment Share on other sites More sharing options...
The_Big_M Posted August 8, 2013 #260 Share Posted August 8, 2013 They would use RCI's conversion rate wouldn't they? Sent from my GT-I9100T using Forums mobile app As long as you buy them in USD then it's charged at your card rate. That said, typical card rates are comparable to RCL rates. Link to comment Share on other sites More sharing options...
Jacs Posted August 8, 2013 #261 Share Posted August 8, 2013 91.07c this morning! Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 8, 2013 #262 Share Posted August 8, 2013 As long as you buy them in USD then it's charged at your card rate. That said, typical card rates are comparable to RCL rates. Yes, as Big M has said. It is still a better way to go then buying at an ATM or on board (depending on what the dollar does of course).:D Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 8, 2013 #263 Share Posted August 8, 2013 AUD 91.51 this morning, seems to be rising rather than falling. Lucky I am not in the currency market.:p Link to comment Share on other sites More sharing options...
The_Big_M Posted August 8, 2013 #264 Share Posted August 8, 2013 Midbank rate's currently 91.05. Tips for the day? :D Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 8, 2013 #265 Share Posted August 8, 2013 Tips for the day? :D Never drink beer when laying down.:D Link to comment Share on other sites More sharing options...
jennyau Posted August 8, 2013 #266 Share Posted August 8, 2013 Never drink beer when laying down.:D Love it.........now when do I buy USD? :D Sent from my GT-I9100T using Forums mobile app Link to comment Share on other sites More sharing options...
Jacs Posted August 8, 2013 #267 Share Posted August 8, 2013 I'm thinking I'm almost going to let it ride, we cruise in 2 months so I don't think it will crash in that time, just fluctuate between the 88-92c mark. Just pick up some cash at the ATM when we land in Honolulu. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 9, 2013 #268 Share Posted August 9, 2013 I'm thinking I'm almost going to let it ride, we cruise in 2 months so I don't think it will crash in that time, just fluctuate between the 88-92c mark. Just pick up some cash at the ATM when we land in Honolulu. We are on the cruise prior to that as well, so a few more excursions and days when USD is needed. But yes, for us it is the ATM cash withdrawal, better than a travel card for this purpose as cash is needed.:D Link to comment Share on other sites More sharing options...
NSWP Posted August 9, 2013 #269 Share Posted August 9, 2013 As long as the notes are crisp new ones without any marks or tears on them. In Peru , South America , we had a taxi driver make one of us wait in the car while the other had to go back on board to get a new US note as there was a slight nick in the one we gave him.Insist when picking up cash from your bank ,or wherever ,that the notes are brand new. Also with the sophistication of printers these days , counterfeits are becoming common and people are shying away from cash.:eek: Yes mate, I know they like the new notes, been to Argentina once and Peru twice before. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 9, 2013 #270 Share Posted August 9, 2013 (edited) Yes mate, I know they like the new notes, been to Argentina once and Peru twice before. They would also prefer you give them $50 or $100 notes when you buy a drink (no change sorry):eek: Edited August 9, 2013 by MicCanberra Link to comment Share on other sites More sharing options...
The_Big_M Posted August 9, 2013 #271 Share Posted August 9, 2013 As long as the notes are crisp new ones without any marks or tears on them. In Peru , South America , we had a taxi driver make one of us wait in the car while the other had to go back on board to get a new US note as there was a slight nick in the one we gave him.Insist when picking up cash from your bank ,or wherever ,that the notes are brand new. Just so they can go wild scribbling over them! Never understood the point of that. Supposed to be testing if it's counterfeit, but I'm not sure how. Link to comment Share on other sites More sharing options...
Rare MicCanberra Posted August 9, 2013 #272 Share Posted August 9, 2013 (edited) Just so they can go wild scribbling over them! Never understood the point of that. Supposed to be testing if it's counterfeit, but I'm not sure how. Me either, a total mystery, perhaps it is the texta ink reacting with the ink on the note.:D Edited August 9, 2013 by MicCanberra Link to comment Share on other sites More sharing options...
Kiwi Kruzer Posted August 9, 2013 #273 Share Posted August 9, 2013 They would also prefer you give them $50 or $100 notes when you buy a drink (no change sorry):eek: Thats why you always try to take small denominations. Banks will try and off load big notes onto you. Do not accept them , as you will have no end of bother trying to cash them. Big notes are OK to pay your shipboard account , but are a No No ashore.:D Link to comment Share on other sites More sharing options...
circuitrider Posted August 9, 2013 #274 Share Posted August 9, 2013 Me either, a total mystery, perhaps it is the texta ink reacting with the ink on the note.:D It's a special pen. If the bill is made from the right material (starch-free paper), it's virtually colorless (looks to be a light yellow that fades away). But in wood-based paper, the iodine reacts with the starch and it turns black. It's only useful to detect really obvious fakes. Any halfway legitimate (ha!) counterfeiter would use the right paper (or at least, starch-free). It is definitely much quicker to check an ink mark than taking 30 seconds to examine each bill for security marks and what-not. Link to comment Share on other sites More sharing options...
Aus Traveller Posted August 9, 2013 #275 Share Posted August 9, 2013 Thats why you always try to take small denominations. Banks will try and off load big notes onto you. Do not accept them , as you will have no end of bother trying to cash them. Big notes are OK to pay your shipboard account , but are a No No ashore.:D We have found the opposite. When we have bought currency from a bank we can either nominate exactly what we want, or take their 'pack' that has a range of currency, even US$1 notes. When we purchased from the Post Office it was all in large denomination notes. I think they were all $100 US which are very difficult to use. Most places won't take them at all. Link to comment Share on other sites More sharing options...
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