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MamaFej

Changing Mindsets: From Saving and Investing to Enjoying What You've Worked Hard to Save and Invest

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MamaFej,

I hope your trips work out for you.  I intend to cruise again but things will have to stabilize a little before I make that leap.  I am not really afraid but I do not want to be on a ship that isn't allowed to dock or hasn't figured out how to deal with problems that may come with cruising in less than perfect times.  I will wait a little while to see what happens and when the threat level reaches a point I think I can tolerate, I am cruising again.

Again good luck with your future plans and I hope they all work out to make you happy.

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Fingers crossed  @MamaFej

It is disappointing to have to cancel trips that you have invested a lot of time and effort in.  And even knowing that it is a small concern in the scheme of things right now doesn’t make it any easier  to swallow.   We have had the misfortune to have to cancel trips due to serious illness,  family members death and while there is no choice it is till disappointing.

 

I have begin to think that trips have a life of their own and evolve,  so even if you can’t do what you have planned this time it will not be wasted as you can use what you’ve learned to plan another time.   We were supposed to be heading off to Greece in two weeks, but that’s not happening.   French Polynesia in October is probably unlikely though I won’t make a final decision for a couple of months.  I am just grateful for all the travel we have done over the years.  

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Wow looks like Princess made the decision for us, Fall Tahiti is cancelled! 

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Thanks, folks. I appreciate the kind words.

 

I imagine nearly everyone on these boards have had travel canceled. It's okay to be sad about that. That doesn't mean that we don't empathize with those who have lost so much more.

 

Princess just canceled the first few legs of a Grand Voyage we were to join for the last leg (Singapore to Sydney) after our land time in Singapore in November. I imagine it won't be very long before they cancel our leg. I just hope, if they do cancel, that Celebrity also cancels the cruises we were going to use to get to Singapore from Vancouver.

 

Back to the topic I originally started, I guess we aren't spending so much after all yet, so I have more time to adjust my mindset. 😜

 

We are fortunate not to have had our income affected by the current situation. We are trying to do our part to contribute to the economy, not only by donating our stimulus check and more to charities which are helping, but by getting takeout once a week, upgrading some electronics (if we are going to be home, we may as well have a better entertainment system), and I've been ordering crafting supplies online and creating things for my kid's graduating friends. 

 

I'm super glad we had moved the money for our two big trips out of investments and into cash before the market tanked. Between that, and being well-balanced for risk, we have not had too much damage to our total portfolio. 

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Well, the universe has a warped sense of humor. We got Chinese takeout to celebrate my son’s graduation. 
This was in my fortune cookie:

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Since we cannot venture out very much we have been thinking about our next three land trips...fall, winter, and fall again.  Plus back up options for each of them.  

 

One thing we have been doing is looking at how covid is being handled in some of the countries that we travel to on a fairly regular basis.   Some, like Greece, Australia, Panama and Vietnam have been very successful.  The started early because  had to.  Thailand, one of our favourite destinations has been and continues to be a mess much to our chagrin.  Mexico, who knows other than one of our preferred states appears to be doing well but who really knows.  As a country it is a mess.   

 

This is bringing an entirely new dimension to our travel planning.   I suspect that we may well be vacationing at home this fall and next winter.  If this is the case, we will hopefully be able to spend spring in Greece.

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Makes planning very difficult.   I am glad we have an Rv on a permanent site, at least we can head there.  But who knows?  We just cancelled Greece two weeks ago as would love to travel there in the spring,  but they had such a severe lockdown because they just don’t have the medical infrastructure.  And I don’t think they were doing much testing, so what are the real numbers?   So not sure what the future really holds.  

 

Have a friend who wants us to visit in the Canary Islands,  but they weren’t even allowed outside to exercise for seven weeks and only one person allowed in a vehicle.  

 

And all these refunds are pumping up my travel fund!  Good thing as my investments are not!    Let’s keep brainstorming, I don’t think I can spend winter at home! 

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When we first started saving and investing for retirement in our 20s, the plan was to get a nice RV and spend most of our time in it traveling around North America. We bought a very used rental RV 15 years ago, and took multiple cross-country trips in it, as well as many shorter trips. After Hubby and I took a Baltic cruise for our 25th anniversary in 2016, and we took a family Mediterranean cruise the following year to celebrate my 50th birthday and the older two kids' college and high school graduations, we decided that we would spend the first few years after retirement traveling internationally. We would put off a retirement RV purchase for a few years. that way, we would see much of the world before grandkids come along, and we would want to be home more. 

 

It seems those plans are making less and less sense. Our now 20 year-old RV is still doing the trick, thankfully. We used it in early April to meet our son in Utah, sleeping in a truck stop, in order to get him home from very rural central Montana without any social contact. He has been teaching online from his childhood bedroom. We will use the RV again to get him back to Utah for a night, then he can drive back to his MT home in time for the safe-distancing graduation of his seniors as well as to finish cleaning out his classroom and packing up the rest of his apartment, staging everything for moving out. We will meet him in central Utah again toward the end of May, so he can spend June at home with us, and head all the way to his current home at the end of June and help him move to northwest MT for his new job. It is in a virtual metropolis compared to where he is now. The town has over 2100 residents, which is about nearly 10 times the size of his current town. 

 

So, I guess we will be doing some traveling by RV, just not at all the way we would have imagined (except for the helping him move part). After he is settled in, we will probably take our time getting home by a different route. We will have seen far more of the I-15 between SoCal and the Salt Lake City area than we care to for a while. Good thing gas is cheap right now! 

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The only trip that may be a very slim possibility for us is a few weeks in the Greek Islands in the Orthodox Easter, early May time frame.  A week at a time on two or three islands and two weeks in Crete.  This, because Greece is and has been doing a superb job of managing the crisis.  They had to...no choice because of limited resources. 

 

Not really planning or booking anything though.  Will not do that until mid April at the earliest.  No plans whatsoever for a cruise.

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